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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BCO Estado de Sergipe - Banese's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BCO Estado de Sergipe - Banese FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BCO Estado de Sergipe - Banese's FCF Margin % distribution charts can be found below:
* The bar in red indicates where BCO Estado de Sergipe - Banese's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCO Estado de Sergipe - Banese (BSP:BGIP4) has a FCF Margin % of 32.46% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BCO Estado de Sergipe - Banese and its competitors. This is 16% below median its historical median of 38.42. According to the industry distribution chart, BCO Estado de Sergipe - Banese ranks #332 out of 1504 companies in the Banks industry, placing it in the top 22.1%.
Is BCO Estado de Sergipe - Banese's FCF Margin % too high?
BCO Estado de Sergipe - Banese's current FCF Margin % of 32.46% is 16% below median its 10-year median of 38.42. The Banks industry median FCF Margin % is 26.56. BCO Estado de Sergipe - Banese's value of 32.46% is 22.2% above this industry median. Based on the distribution chart, BCO Estado de Sergipe - Banese ranks #332 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BCO Estado de Sergipe - Banese has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BCO Estado de Sergipe - Banese's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, BCO Estado de Sergipe - Banese ranks #332 out of 1504 companies for FCF Margin %. This places BCO Estado de Sergipe - Banese in the top 22% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.56. BCO Estado de Sergipe - Banese's value of 32.46% is 22.2% above this benchmark. While the company's 10-year median is 38.42 vs. the industry median of 26.56, BCO Estado de Sergipe - Banese has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.56, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Estado de Sergipe - Banese's current FCF Margin % of 32.46% is 22.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BCO Estado de Sergipe - Banese and its competitors. For the Banks industry, the median FCF Margin % is 26.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Estado de Sergipe - Banese's current FCF Margin % is 32.46%, which is 16% below median its own 10-year median of 38.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Estado de Sergipe - Banese stock overvalued right now?
Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese (BSP:BGIP4) is currently considered Significantly Overvalued. The stock's GF Value™ is R$15.15, compared to a current price of R$33.26 — trading 119.5% above its estimated fair value. The current FCF Margin % is 32.46%, which is 16% below median its 10-year median of 38.42 and 22.2% above the Banks industry median of 26.56. BCO Estado de Sergipe - Banese's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For BCO Estado de Sergipe - Banese (BSP:BGIP4), the current FCF Margin % is 32.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BCO Estado de Sergipe - Banese (BSP:BGIP4) Overvalued in 2026?
Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese stock appears to be overvalued.
The current stock price of R$33.26 is trading 119.5% above its estimated GF Value™ of R$15.15.
GuruFocus considers BCO Estado de Sergipe - Banese to be Significantly Overvalued.
Key valuation signals for BSP:BGIP4:
FCF Margin %: 32.46% (16% below median its 10-year median of 38.42)
GF Value™: R$15.15 vs. price of R$33.26 (119.5% above fair value)
Industry Position: 22.2% above the Banks median (#332 of 1504)
No single metric tells the full story. See the BSP:BGIP4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BCO Estado de Sergipe - Banese Business Description
BCO Estado de Sergipe SA - Banese offers a range of banking products and services to individuals and corporates in the areas of loans and deposits, investment banking, portfolio management, leasing, pension, as well as life and property insurance and Internet banking services.
45GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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