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The historical rank and industry rank for BCO Estado de Sergipe - Banese's Pretax Margin % or its related term are showing as below:
BSP:BGIP4'
s Pretax Margin % Range Over the Past 10 Years
Min: -7.43 Med: 18.14 Max: 25.34
Current: 18.25
BSP:BGIP4's Pretax Margin % is ranked worse than 83.04% of 1527
companies
in the Banks industry
Industry Median: 34.65
vs BSP:BGIP4: 18.25
BCO Estado de Sergipe - Banese (BSP:BGIP4) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
BCO Estado de Sergipe - Banese Pretax Margin % Related Terms
BCO Estado de Sergipe - Banese Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCO Estado de Sergipe - Banese Pretax Margin % Chart
For the Banks - Regional subindustry, BCO Estado de Sergipe - Banese's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BCO Estado de Sergipe - Banese Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BCO Estado de Sergipe - Banese's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where BCO Estado de Sergipe - Banese's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCO Estado de Sergipe - Banese (BSP:BGIP4) has a Pretax Margin % of 15.13% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on BCO Estado de Sergipe - Banese and its competitors. This is 17% below median its historical median of 18.14. According to the industry distribution chart, BCO Estado de Sergipe - Banese ranks #1268 out of 1527 companies in the Banks industry, placing it in the top 83%.
Is BCO Estado de Sergipe - Banese's Pretax Margin % too high?
BCO Estado de Sergipe - Banese's current Pretax Margin % of 15.13% is 17% below median its 10-year median of 18.14. The Banks industry median Pretax Margin % is 34.65. BCO Estado de Sergipe - Banese's value of 15.13% is 56.3% below this industry median. Based on the distribution chart, BCO Estado de Sergipe - Banese ranks #1268 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BCO Estado de Sergipe - Banese has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BCO Estado de Sergipe - Banese's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, BCO Estado de Sergipe - Banese ranks #1268 out of 1527 companies for Pretax Margin %. This places BCO Estado de Sergipe - Banese in the lower half of its industry. The industry median Pretax Margin % is 34.65. BCO Estado de Sergipe - Banese's value of 15.13% is 56.3% below this benchmark. While the company's 10-year median is 18.14 vs. the industry median of 34.65, BCO Estado de Sergipe - Banese has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.65, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Estado de Sergipe - Banese's current Pretax Margin % of 15.13% is 56.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on BCO Estado de Sergipe - Banese and its competitors. For the Banks industry, the median Pretax Margin % is 34.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Estado de Sergipe - Banese's current Pretax Margin % is 15.13%, which is 17% below median its own 10-year median of 18.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Estado de Sergipe - Banese stock overvalued right now?
Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese (BSP:BGIP4) is currently considered Significantly Overvalued. The stock's GF Value™ is R$15.15, compared to a current price of R$33.26 — trading 119.5% above its estimated fair value. The current Pretax Margin % is 15.13%, which is 17% below median its 10-year median of 18.14 and 56.3% below the Banks industry median of 34.65. BCO Estado de Sergipe - Banese's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For BCO Estado de Sergipe - Banese (BSP:BGIP4), the current Pretax Margin % is 15.13% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BCO Estado de Sergipe - Banese (BSP:BGIP4) Overvalued in 2026?
Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese stock appears to be overvalued.
The current stock price of R$33.26 is trading 119.5% above its estimated GF Value™ of R$15.15.
GuruFocus considers BCO Estado de Sergipe - Banese to be Significantly Overvalued.
Key valuation signals for BSP:BGIP4:
Pretax Margin %: 15.13% (17% below median its 10-year median of 18.14)
GF Value™: R$15.15 vs. price of R$33.26 (119.5% above fair value)
Industry Position: 56.3% below the Banks median (#1268 of 1527)
No single metric tells the full story. See the BSP:BGIP4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BCO Estado de Sergipe - Banese Business Description
BCO Estado de Sergipe SA - Banese offers a range of banking products and services to individuals and corporates in the areas of loans and deposits, investment banking, portfolio management, leasing, pension, as well as life and property insurance and Internet banking services.
45GF Score
Get the complete analysis for BSP:BGIP4
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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