BCO Estado de Sergipe - Banese (BSP:BGIP4) PEG Ratio: 6.34 (As of Jul. 15, 2026) — 646% Above Median

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BSP:BGIP4 BCO Estado de Sergipe SA - Banese BSP:BGIP4
45 GF Score
Price R$33.26
GF Value R$15.15
Valuation Significantly Overvalued
! 2 Warning Signs
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What is BCO Estado de Sergipe - Banese PEG Ratio?

BCO Estado de Sergipe - Banese BSP:BGIP4 -1.45% 45 PEG Ratio is 6.34 as of Jul. 15, 2026, which is 646% above its 10-year median of 0.85. GuruFocus rates BSP:BGIP4 with a GF Score™ of 45/100 and a GF Value™ of R$15.15 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,227 Banks companies, BCO Estado de Sergipe - Banese ranks worse than 92.75% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, BCO Estado de Sergipe - Banese's PE Ratio without NRI is 35.50. BCO Estado de Sergipe - Banese's 5-Year Book Value growth rate is 5.60%. Therefore, BCO Estado de Sergipe - Banese's PEG Ratio for today is 6.34.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for BCO Estado de Sergipe - Banese's PEG Ratio or its related term are showing as below:

BSP:BGIP4' s PEG Ratio Range Over the Past 10 Years
Min: 0.39   Med: 0.85   Max: 19.32
Current: 9.02


During the past 13 years, BCO Estado de Sergipe - Banese's highest PEG Ratio was 19.32. The lowest was 0.39. And the median was 0.85.


BSP:BGIP4's PEG Ratio is ranked worse than
92.75% of 1227 companies
in the Banks industry
Industry Median: 1.53 vs BSP:BGIP4: 9.02

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


BCO Estado de Sergipe - Banese  (BSP:BGIP4) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


BCO Estado de Sergipe - Banese PEG Ratio Related Terms


BCO Estado de Sergipe - Banese PEG Ratio Historical Data

* Premium members only.

The historical data trend for BCO Estado de Sergipe - Banese's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BCO Estado de Sergipe - Banese PEG Ratio Chart

BCO Estado de Sergipe - Banese Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.57 0.46 17.06 0.45 14.53

BCO Estado de Sergipe - Banese Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.44 0.70 0.72 14.53 12.98

BSP:BGIP4 vs PNC, USB: PEG Ratio Comparison

For the Banks - Regional subindustry, BCO Estado de Sergipe - Banese's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BCO Estado de Sergipe - Banese PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BCO Estado de Sergipe - Banese's PEG Ratio distribution charts can be found below:

* The bar in red indicates where BCO Estado de Sergipe - Banese's PEG Ratio falls into.


BSP:BGIP4
45GF Score
BCO Estado de Sergipe SA - Banese BSP:BGIP4
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BCO Estado de Sergipe - Banese PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

BCO Estado de Sergipe - Banese's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=35.496264674493/5.60
=6.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 6.34 mean?
BCO Estado de Sergipe - Banese (BSP:BGIP4) has a PEG Ratio of 6.34 as of Jul. 15, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on BCO Estado de Sergipe - Banese and its competitors. This is 646% above median its historical median of 0.85. Over the past decade, BCO Estado de Sergipe - Banese's PEG Ratio has ranged from 0.39 to 19.32. According to the industry distribution chart, BCO Estado de Sergipe - Banese ranks #1138 out of 1227 companies in the Banks industry, placing it in the top 92.7%.
Is BCO Estado de Sergipe - Banese's PEG Ratio too high?
BCO Estado de Sergipe - Banese's current PEG Ratio of 6.34 is 646% above median its 10-year median of 0.85. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 19.32. The Banks industry median PEG Ratio is 1.53. BCO Estado de Sergipe - Banese's value of 6.34 is 314.4% above this industry median. Based on the distribution chart, BCO Estado de Sergipe - Banese ranks #1138 out of 1227 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BCO Estado de Sergipe - Banese has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BCO Estado de Sergipe - Banese's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, BCO Estado de Sergipe - Banese ranks #1138 out of 1227 companies for PEG Ratio. This places BCO Estado de Sergipe - Banese in the lower half of its industry. The industry median PEG Ratio is 1.53. BCO Estado de Sergipe - Banese's value of 6.34 is 314.4% above this benchmark. Historically, BCO Estado de Sergipe - Banese's own PEG Ratio has ranged from 0.39 to 19.32 over the past decade. While the company's 10-year median is 0.85 vs. the industry median of 1.53, BCO Estado de Sergipe - Banese has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,227 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Estado de Sergipe - Banese's current PEG Ratio of 6.34 is 314.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on BCO Estado de Sergipe - Banese and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Estado de Sergipe - Banese's current PEG Ratio is 6.34, which is 646% above median its own 10-year median of 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Estado de Sergipe - Banese stock overvalued right now?
Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese (BSP:BGIP4) is currently considered Significantly Overvalued. The stock's GF Value™ is R$15.15, compared to a current price of R$33.26 — trading 119.5% above its estimated fair value. The current PEG Ratio is 6.34, which is 646% above median its 10-year median of 0.85 and 314.4% above the Banks industry median of 1.53. BCO Estado de Sergipe - Banese's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For BCO Estado de Sergipe - Banese (BSP:BGIP4), the current PEG Ratio is 6.34 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BCO Estado de Sergipe - Banese (BSP:BGIP4) Overvalued in 2026?

Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese stock appears to be overvalued. The current stock price of R$33.26 is trading 119.5% above its estimated GF Value™ of R$15.15. GuruFocus considers BCO Estado de Sergipe - Banese to be Significantly Overvalued.

Key valuation signals for BSP:BGIP4:

  • PEG Ratio: 6.34 (646% above median its 10-year median of 0.85)
  • GF Value™: R$15.15 vs. price of R$33.26 (119.5% above fair value)
  • GF Score™: 45/100 with 2 warning signs
  • Industry Position: 314.4% above the Banks median (#1138 of 1227)

No single metric tells the full story. See the BSP:BGIP4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BCO Estado de Sergipe - Banese Business Description

Other Exchanges BGIP3:Brazil
Address Rua F - 31, Aracaju, SE, BRA, 49040240
BCO Estado de Sergipe SA - Banese offers a range of banking products and services to individuals and corporates in the areas of loans and deposits, investment banking, portfolio management, leasing, pension, as well as life and property insurance and Internet banking services.
45GF Score

Get the complete analysis for BSP:BGIP4

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$33.26
Price
R$15.15
GF Value