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FiinuFRA:LWW -51.52% Equity-to-Asset is 0.12 as of Jun. 2026, which is 80% below its 10-year median of 0.60. The stock has 6 warning signs investors should review. Among 554 Credit Services companies, Fiinu ranks worse than 84.84% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Fiinu's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €0.64 Mil. Fiinu's Total Assets for the quarter that ended in Jun. 2026 was €5.13 Mil.
Therefore, Fiinu's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.12.
The historical rank and industry rank for Fiinu's Equity-to-Asset or its related term are showing as below:
FRA:LWW'
s Equity-to-Asset Range Over the Past 10 Years
Min: -0.45 Med: 0.6 Max: 0.79
Current: 0.12
During the past 7 years, the highest Equity to Asset Ratio of Fiinu was 0.79. The lowest was -0.45. And the median was 0.60.
FRA:LWW's Equity-to-Asset is ranked worse than 84.84% of 554
companies
in the Credit Services industry
Industry Median: 0.4
vs FRA:LWW: 0.12
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Fiinu Equity-to-Asset Related Terms
Fiinu Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Fiinu's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fiinu's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fiinu Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fiinu's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Fiinu's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Fiinu's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fiinu (FRA:LWW) has a Equity-to-Asset of 0.12 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Fiinu and its competitors. This is 80% below median its historical median of 0.60. According to the industry distribution chart, Fiinu ranks #470 out of 554 companies in the Credit Services industry, placing it in the top 84.8%.
Is Fiinu's Equity-to-Asset too high?
Fiinu's current Equity-to-Asset of 0.12 is 80% below median its 10-year median of 0.60. The Credit Services industry median Equity-to-Asset is 0.40. Fiinu's value of 0.12 is 70% below this industry median. Based on the distribution chart, Fiinu ranks #470 out of 554 companies in the Credit Services industry, which is in the bottom quartile relative to peers.
How does Fiinu's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Fiinu ranks #470 out of 554 companies for Equity-to-Asset. This places Fiinu in the lower half of its industry. The industry median Equity-to-Asset is 0.40. Fiinu's value of 0.12 is 70% below this benchmark. While the company's 10-year median is 0.60 vs. the industry median of 0.40, Fiinu has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 554 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fiinu's current Equity-to-Asset of 0.12 is 70% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Fiinu and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fiinu's current Equity-to-Asset is 0.12, which is 80% below median its own 10-year median of 0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fiinu stock overvalued right now?
Fiinu (FRA:LWW) has a current Equity-to-Asset of 0.12. The current Equity-to-Asset is 0.12, which is 80% below median its 10-year median of 0.60 and 70% below the Credit Services industry median of 0.40. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Fiinu (FRA:LWW), the current Equity-to-Asset is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fiinu PLC is a digital banking platform intended to unbundle overdraft solutions without needing to switch banks. The company offers led interest income, deposit margin banking infrastructure provider and helps to manage budget or those short-term unexpected costs, in a simple and responsible way, thereby assisting individuals with short-term unexpected expenses while maintaining financial prudence to reshape banking into a hassle-free, transparent, and efficient journey.
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