Fiinu (FRA:LWW) 3-Year EBITDA Growth Rate: 3.00% (As of Dec. 2025)

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What is Fiinu 3-Year EBITDA Growth Rate?

Fiinu FRA:LWW +22.22% 3-Year EBITDA Growth Rate is 3.00% as of Dec. 2025. The stock has 5 warning signs investors should review. Among 326 Credit Services companies, Fiinu ranks worse than 61.66% on this metric.

Fiinu's EBITDA per Share for the six months ended in Dec. 2025 was €-0.03.

During the past 3 years, the average EBITDA Per Share Growth Rate was 3.00% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was -35.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 7 years, the highest 3-Year average EBITDA Per Share Growth Rate of Fiinu was 9.10% per year. The lowest was -224.00% per year. And the median was -51.20% per year.

Fiinu  (FRA:LWW) 3-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

Fiinu 3-Year EBITDA Growth Rate Related Terms

FRA:LWW vs V, MA, AXP: 3-Year EBITDA Growth Rate Comparison

For the Credit Services subindustry, Fiinu's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fiinu 3-Year EBITDA Growth Rate vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Fiinu's 3-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Fiinu's 3-Year EBITDA Growth Rate falls into.


Fiinu 3-Year EBITDA Growth Rate Calculation

This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 3-Year EBITDA Growth Rate of 3.00% mean?
Fiinu (FRA:LWW) has a 3-Year EBITDA Growth Rate of 3.00% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Fiinu and its competitors. According to the industry distribution chart, Fiinu ranks #201 out of 326 companies in the Credit Services industry, placing it in the top 61.7%.
Is Fiinu's 3-Year EBITDA Growth Rate too high?
Fiinu's current 3-Year EBITDA Growth Rate is 3.00%. The Credit Services industry median 3-Year EBITDA Growth Rate is 10.20. Fiinu's value of 3.00% is 70.6% below this industry median. Based on the distribution chart, Fiinu ranks #201 out of 326 companies in the Credit Services industry, which is below the industry midpoint.
How does Fiinu's 3-Year EBITDA Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Fiinu ranks #201 out of 326 companies for 3-Year EBITDA Growth Rate. This places Fiinu in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 10.20. Fiinu's value of 3.00% is 70.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Credit Services company?
The median 3-Year EBITDA Growth Rate among Credit Services companies is 10.20, based on 326 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fiinu's current 3-Year EBITDA Growth Rate of 3.00% is 70.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Fiinu and its competitors. For the Credit Services industry, the median 3-Year EBITDA Growth Rate is 10.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fiinu's current 3-Year EBITDA Growth Rate is 3.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fiinu stock overvalued right now?
Fiinu (FRA:LWW) has a current 3-Year EBITDA Growth Rate of 3.00%. The current 3-Year EBITDA Growth Rate is 3.00% and 70.6% below the Credit Services industry median of 10.20. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Fiinu (FRA:LWW), the current 3-Year EBITDA Growth Rate is 3.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fiinu Business Description

Other Exchanges BANK:UK
Address Baker Street, Ibex House, Weybridge, Surrey, GBR, KT13 8AH
Fiinu PLC is a digital banking platform intended to unbundle overdraft solutions without needing to switch banks. The company offers led interest income, deposit margin banking infrastructure provider and helps to manage budget or those short-term unexpected costs, in a simple and responsible way, thereby assisting individuals with short-term unexpected expenses while maintaining financial prudence to reshape banking into a hassle-free, transparent, and efficient journey.