Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
FiinuFRA:LWW Cash Ratio is 0.00 as of Jun. 2026. The stock has 6 warning signs investors should review. Among 411 Credit Services companies, Fiinu ranks better than 71.29% on this metric.
The Cash Ratio measures a company’s ability to meet its short-term obligations with cash and near-cash resources. It is calculated as a company's Cash, Cash Equivalents, Marketable Securities divides by its Total Current Liabilities. Fiinu's Cash Ratio for the quarter that ended in Jun. 2026 was 0.00.
Fiinu has a Cash Ratio of 0.00. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Fiinu's Cash Ratio or its related term are showing as below:
FRA:LWW'
s Cash Ratio Range Over the Past 10 Years
Min: 0.17 Med: 2.14 Max: 11.66
Current: 1.56
During the past 4 years, Fiinu's highest Cash Ratio was 11.66. The lowest was 0.17. And the median was 2.14.
FRA:LWW's Cash Ratio is ranked better than 71.29% of 411
companies
in the Credit Services industry
Industry Median: 0.47
vs FRA:LWW: 1.56
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Fiinu Cash Ratio Related Terms
Fiinu Cash Ratio Historical Data
* Premium members only.
The historical data trend for Fiinu's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fiinu's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fiinu Cash Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fiinu's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Fiinu's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fiinu (FRA:LWW) has a Cash Ratio of 0.00 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Fiinu and its competitors. Over the past decade, Fiinu's Cash Ratio has ranged from 0.17 to 11.66. According to the industry distribution chart, Fiinu ranks #118 out of 411 companies in the Credit Services industry, placing it in the top 28.7%.
Is Fiinu's Cash Ratio too high?
Fiinu's current Cash Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 11.66. Based on the distribution chart, Fiinu ranks #118 out of 411 companies in the Credit Services industry, which is above the industry midpoint.
How does Fiinu's Cash Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Fiinu ranks #118 out of 411 companies for Cash Ratio. This puts Fiinu in the upper half of its industry. The industry median Cash Ratio is 0.47. Historically, Fiinu's own Cash Ratio has ranged from 0.17 to 11.66 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Credit Services company?
The median Cash Ratio among Credit Services companies is 0.47, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Fiinu and its competitors. For the Credit Services industry, the median Cash Ratio is 0.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fiinu's current Cash Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fiinu stock overvalued right now?
Fiinu (FRA:LWW) has a current Cash Ratio of 0.00. The current Cash Ratio is 0.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Fiinu (FRA:LWW), the current Cash Ratio is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fiinu PLC is a digital banking platform intended to unbundle overdraft solutions without needing to switch banks. The company offers led interest income, deposit margin banking infrastructure provider and helps to manage budget or those short-term unexpected costs, in a simple and responsible way, thereby assisting individuals with short-term unexpected expenses while maintaining financial prudence to reshape banking into a hassle-free, transparent, and efficient journey.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:LWW has been successfully added to your 
