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Fiinu (FRA:LWW) Operating Margin % : 0.00% (As of Dec. 2023)


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What is Fiinu Operating Margin %?

Operating Margin % is calculated as Operating Income divided by its Revenue. Fiinu's Operating Income for the six months ended in Dec. 2023 was €-3.28 Mil. Fiinu's Revenue for the six months ended in Dec. 2023 was €0.00 Mil. Therefore, Fiinu's Operating Margin % for the quarter that ended in Dec. 2023 was 0.00%.

The historical rank and industry rank for Fiinu's Operating Margin % or its related term are showing as below:


FRA:LWW's Operating Margin % is not ranked *
in the Credit Services industry.
Industry Median: 18.81
* Ranked among companies with meaningful Operating Margin % only.

Fiinu's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.

Fiinu's Operating Income for the six months ended in Dec. 2023 was €-3.28 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Dec. 2023 was €-8.41 Mil.

Warning Sign:

Fiinu PLC has never been profitable in the past 3 years. It lost money every year.


Fiinu Operating Margin % Historical Data

The historical data trend for Fiinu's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Fiinu Operating Margin % Chart

Fiinu Annual Data
Trend Mar19 Mar20 Mar21 Dec22 Dec23
Operating Margin %
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Fiinu Semi-Annual Data
Mar19 Mar20 Sep20 Mar21 Sep21 Jun22 Dec22 Jun23 Dec23
Operating Margin % Get a 7-Day Free Trial Premium Member Only - - - - -

Competitive Comparison of Fiinu's Operating Margin %

For the Credit Services subindustry, Fiinu's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fiinu's Operating Margin % Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Fiinu's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Fiinu's Operating Margin % falls into.



Fiinu Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Fiinu's Operating Margin % for the fiscal year that ended in Dec. 2023 is calculated as

Operating Margin %=Operating Income (A: Dec. 2023 ) / Revenue (A: Dec. 2023 )
=-8.384 / 0
= %

Fiinu's Operating Margin % for the quarter that ended in Dec. 2023 is calculated as

Operating Margin %=Operating Income (Q: Dec. 2023 ) / Revenue (Q: Dec. 2023 )
=-3.283 / 0
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Fiinu  (FRA:LWW) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Fiinu Operating Margin % Related Terms

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Fiinu (FRA:LWW) Business Description

Traded in Other Exchanges
Address
Meadows Business Park, Station Approach, Blackwater, Camberley, GBR, GU17 9AB
Fiinu PLC is a digital banking platform intended to unbundle overdraft solutions without needing to switch banks. The company offers led interest income, deposit margin banking infrastructure provider and helps to manage budget or those short-term unexpected costs, in a simple and responsible way, thereby assisting individuals with short-term unexpected expenses while maintaining financial prudence to reshape banking into a hassle-free, transparent, and efficient journey.

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