FiinuFRA:LWW -31.58% PS Ratio is 9.75 as of Jul. 09, 2026, which is 74% below its 10-year median of 38.13. The stock has 5 warning signs investors should review. Among 521 Credit Services companies, Fiinu ranks worse than 90.02% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Fiinu's share price is €0.0195.
Fiinu's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €0.00. Hence, Fiinu's PS Ratio for today is 9.75.
Good Sign:
Fiinu PLC stock PS Ratio (=21.25) is close to 1-year low of 21.25.
The historical rank and industry rank for Fiinu's PS Ratio or its related term are showing as below:
FRA:LWW'
s PS Ratio Range Over the Past 10 Years
Min: 21.25 Med: 38.13 Max: 46.25
Current: 21.25
During the past 7 years, Fiinu's highest PS Ratio was 46.25. The lowest was 21.25. And the median was 38.13.
FRA:LWW's PS Ratio is ranked worse than 90.02% of 521
companies
in the Credit Services industry
Industry Median: 2.93
vs FRA:LWW: 21.25
Fiinu's Revenue per Sharefor the
six
months ended in Dec. 2025 was €0.00.
Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €0.00.
Back to Basics: PS Ratio
Fiinu (FRA:LWW) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Fiinu PS Ratio Related Terms
Fiinu PS Ratio Historical Data
* Premium members only.
The historical data trend for Fiinu's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fiinu's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fiinu PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fiinu's PS Ratio distribution charts can be found below:
* The bar in red indicates where Fiinu's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Fiinu's Share Price of today is €0.0195.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Fiinu's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €0.00.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Fiinu (FRA:LWW) has a PS Ratio of 9.75 as of Jul. 09, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Fiinu and its competitors. This is 74% below median its historical median of 38.13. Over the past decade, Fiinu's PS Ratio has ranged from 21.25 to 46.25. According to the industry distribution chart, Fiinu ranks #469 out of 521 companies in the Credit Services industry, placing it in the top 90%.
Is Fiinu's PS Ratio too high?
Fiinu's current PS Ratio of 9.75 is 74% below median its 10-year median of 38.13. Over the past 10 years, this metric has ranged from a low of 21.25 to a high of 46.25. The Credit Services industry median PS Ratio is 2.93. Fiinu's value of 9.75 is 232.8% above this industry median. Based on the distribution chart, Fiinu ranks #469 out of 521 companies in the Credit Services industry, which is in the bottom quartile relative to peers.
How does Fiinu's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Fiinu ranks #469 out of 521 companies for PS Ratio. This places Fiinu in the lower half of its industry. The industry median PS Ratio is 2.93. Fiinu's value of 9.75 is 232.8% above this benchmark. Historically, Fiinu's own PS Ratio has ranged from 21.25 to 46.25 over the past decade. While the company's 10-year median is 38.13 vs. the industry median of 2.93, Fiinu has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.93, based on 521 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fiinu's current PS Ratio of 9.75 is 232.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Fiinu and its competitors. For the Credit Services industry, the median PS Ratio is 2.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fiinu's current PS Ratio is 9.75, which is 74% below median its own 10-year median of 38.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fiinu stock overvalued right now?
Fiinu (FRA:LWW) has a current PS Ratio of 9.75. The current PS Ratio is 9.75, which is 74% below median its 10-year median of 38.13 and 232.8% above the Credit Services industry median of 2.93. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Fiinu (FRA:LWW), the current PS Ratio is 9.75 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fiinu PLC is a digital banking platform intended to unbundle overdraft solutions without needing to switch banks. The company offers led interest income, deposit margin banking infrastructure provider and helps to manage budget or those short-term unexpected costs, in a simple and responsible way, thereby assisting individuals with short-term unexpected expenses while maintaining financial prudence to reshape banking into a hassle-free, transparent, and efficient journey.
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