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Bank Polska Kasa OpiekiLTS:0DP0 67 Equity-to-Asset is 0.09 as of Jun. 2026, which is 10% below its 10-year median of 0.10. GuruFocus rates LTS:0DP0 with a GF Score™ of 67/100 and a GF Value™ of zł44.51 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,522 Banks companies, Bank Polska Kasa Opieki ranks worse than 55.72% on this metric.
Bank Polska Kasa Opieki (LTS:0DP0) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Bank Polska Kasa Opieki Equity-to-Asset Related Terms
Bank Polska Kasa Opieki Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Polska Kasa Opieki's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Polska Kasa Opieki Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Bank Polska Kasa Opieki's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Bank Polska Kasa Opieki's Equity-to-Asset falls into.
Bank Polska Kasa Opieki Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Bank Polska Kasa Opieki's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Polska Kasa Opieki (LTS:0DP0) has a Equity-to-Asset of 0.09 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bank Polska Kasa Opieki and its competitors. This is 10% below median its historical median of 0.10. Over the past decade, Bank Polska Kasa Opieki's Equity-to-Asset has ranged from 0.08 to 0.14. According to the industry distribution chart, Bank Polska Kasa Opieki ranks #848 out of 1522 companies in the Banks industry, placing it in the top 55.7%.
Is Bank Polska Kasa Opieki's Equity-to-Asset too high?
Bank Polska Kasa Opieki's current Equity-to-Asset of 0.09 is 10% below median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. Bank Polska Kasa Opieki's value of 0.09 is 10% below this industry median. Based on the distribution chart, Bank Polska Kasa Opieki ranks #848 out of 1522 companies in the Banks industry, which is below the industry midpoint. Overall, Bank Polska Kasa Opieki has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Polska Kasa Opieki's Equity-to-Asset compare to PNC?
According to the Banks industry distribution chart, Bank Polska Kasa Opieki ranks #848 out of 1522 companies for Equity-to-Asset. This places Bank Polska Kasa Opieki in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Bank Polska Kasa Opieki's value of 0.09 is 10% below this benchmark. Historically, Bank Polska Kasa Opieki's own Equity-to-Asset has ranged from 0.08 to 0.14 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.10, Bank Polska Kasa Opieki has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Polska Kasa Opieki's current Equity-to-Asset of 0.09 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bank Polska Kasa Opieki and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Polska Kasa Opieki's current Equity-to-Asset is 0.09, which is 10% below median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Polska Kasa Opieki stock overvalued right now?
Based on GuruFocus' analysis, Bank Polska Kasa Opieki (LTS:0DP0) is currently considered Modestly Overvalued. The stock's GF Value™ is zł44.51, compared to a current price of zł54.45 — trading 22.3% above its estimated fair value. The current Equity-to-Asset is 0.09, which is 10% below median its 10-year median of 0.10 and 10% below the Banks industry median of 0.10. Bank Polska Kasa Opieki's overall GF Score™ is 67/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Bank Polska Kasa Opieki (LTS:0DP0), the current Equity-to-Asset is 0.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Polska Kasa Opieki (LTS:0DP0) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Polska Kasa Opieki stock appears to be overvalued.
The current stock price of zł54.45 is trading 22.3% above its estimated GF Value™ of zł44.51.
GuruFocus considers Bank Polska Kasa Opieki to be Modestly Overvalued.
Key valuation signals for LTS:0DP0:
Equity-to-Asset: 0.09 (10% below median its 10-year median of 0.10)
GF Value™: zł44.51 vs. price of zł54.45 (22.3% above fair value)
Industry Position: 10% below the Banks median (#848 of 1522)
No single metric tells the full story. See the LTS:0DP0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Polska Kasa Opieki SA is a commercial banking group that provides a wide variety of retail and investment services in Poland. The group's four segments include retail banking and private banking, corporate and investment banking, enterprise banking and assets and liabilities management. Of these segments, retail and private banking is the greatest contributor to both net interest income and fee and commission income, followed by corporate and investment banking. The majority of the bank's revenue is net interest income, almost entirely derived from loans and receivables from customers.
67GF Score
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