Bank Polska Kasa Opieki (LTS:0DP0) LT-Debt-to-Total-Asset: 0.08 (As of Mar. 2026)

What is Bank Polska Kasa Opieki LT-Debt-to-Total-Asset?

Bank Polska Kasa Opieki LTS:0DP0 78 LT-Debt-to-Total-Asset is 0.08 as of Mar. 2026. GuruFocus rates LTS:0DP0 with a GF Score™ of 78/100 and a GF Value™ of zł42.23. The stock has 9 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Bank Polska Kasa Opieki's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.08.

Bank Polska Kasa Opieki's long-term debt to total assets ratio increased from Mar. 2025 (0.07) to Mar. 2026 (0.08). It may suggest that Bank Polska Kasa Opieki is progressively becoming more dependent on debt to grow their business.

Bank Polska Kasa Opieki (LTS:0DP0) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Bank Polska Kasa Opieki LT-Debt-to-Total-Asset Related Terms

Bank Polska Kasa Opieki LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Bank Polska Kasa Opieki's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Polska Kasa Opieki LT-Debt-to-Total-Asset Chart

Bank Polska Kasa Opieki Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.05

0.07

0.06

0.08

0.09

Bank Polska Kasa Opieki Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.07	0.08	0.08	0.09	0.08

78GF Score

Bank Polska Kasa Opieki SA LTS:0DP0

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Bank Polska Kasa Opieki LT-Debt-to-Total-Asset Calculation

Bank Polska Kasa Opieki's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	30681	/	352233
	=	0.09

Bank Polska Kasa Opieki's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	29340	/	356347
	=	0.08

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.08 mean?

Bank Polska Kasa Opieki (LTS:0DP0) has a LT-Debt-to-Total-Asset of 0.08 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bank Polska Kasa Opieki and its competitors.

Is Bank Polska Kasa Opieki's LT-Debt-to-Total-Asset too high?

Bank Polska Kasa Opieki's current LT-Debt-to-Total-Asset is 0.08. Overall, Bank Polska Kasa Opieki has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.

How does Bank Polska Kasa Opieki's LT-Debt-to-Total-Asset compare to PNC?

Bank Polska Kasa Opieki's LT-Debt-to-Total-Asset of 0.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bank Polska Kasa Opieki and its competitors. Bank Polska Kasa Opieki's current LT-Debt-to-Total-Asset is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Bank Polska Kasa Opieki stock overvalued right now?

Bank Polska Kasa Opieki (LTS:0DP0) has a current LT-Debt-to-Total-Asset of 0.08. The stock's GF Value™ is zł42.23, compared to a current price of zł54.45 — trading 28.9% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.08. Bank Polska Kasa Opieki's overall GF Score™ is 78/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Bank Polska Kasa Opieki (LTS:0DP0), the current LT-Debt-to-Total-Asset is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Polska Kasa Opieki (LTS:0DP0) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Polska Kasa Opieki stock appears to be overvalued. The current stock price of zł54.45 is trading 28.9% above its estimated GF Value™ of zł42.23.

Key valuation signals for LTS:0DP0:

LT-Debt-to-Total-Asset: 0.08
GF Value™: zł42.23 vs. price of zł54.45 (28.9% above fair value)
GF Score™: 78/100 with 9 warning signs

No single metric tells the full story. See the LTS:0DP0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Polska Kasa Opieki Business Description

Industry Financial Services Banks

Comparable Companies WAR:MBK WAR:ING WAR:EBP WAR:MIL WAR:BNP WAR:BHW WAR:BOS WAR:PKO SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK PNC

Other Exchanges BKPKF:USA PEO:Poland BP1:Germany

Address Zubra Street 1, Warsaw, POL, 01-066

Website https://www.pekao.com.pl

Bank Polska Kasa Opieki SA is a commercial banking group that provides a wide variety of retail and investment services in Poland. The group's four segments include retail banking and private banking, corporate and investment banking, enterprise banking and assets and liabilities management. Of these segments, retail and private banking is the greatest contributor to both net interest income and fee and commission income, followed by corporate and investment banking. The majority of the bank's revenue is net interest income, almost entirely derived from loans and receivables from customers.

78GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł54.45

Price

zł42.23

GF Value

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