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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Bank Polska Kasa Opieki's Total Liabilities for the quarter that ended in Jun. 2026 was zł334,896 Mil. Bank Polska Kasa Opieki's Total Assets for the quarter that ended in Jun. 2026 was zł367,789 Mil.
Therefore, Bank Polska Kasa Opieki's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.91.
Bank Polska Kasa Opieki (LTS:0DP0) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Bank Polska Kasa Opieki Liabilities-to-Assets Related Terms
Bank Polska Kasa Opieki Liabilities-to-Assets Historical Data
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The historical data trend for Bank Polska Kasa Opieki's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Polska Kasa Opieki Liabilities-to-Assets Chart
For the Banks - Regional subindustry, Bank Polska Kasa Opieki's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Polska Kasa Opieki Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Bank Polska Kasa Opieki's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Bank Polska Kasa Opieki's Liabilities-to-Assets falls into.
Bank Polska Kasa Opieki Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Bank Polska Kasa Opieki's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Polska Kasa Opieki (LTS:0DP0) has a Liabilities-to-Assets of 0.91 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Bank Polska Kasa Opieki and its competitors.
Is Bank Polska Kasa Opieki's Liabilities-to-Assets too high?
Bank Polska Kasa Opieki's current Liabilities-to-Assets is 0.91. Overall, Bank Polska Kasa Opieki has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Polska Kasa Opieki's Liabilities-to-Assets compare to PNC?
Bank Polska Kasa Opieki's Liabilities-to-Assets of 0.91 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Bank Polska Kasa Opieki and its competitors. Bank Polska Kasa Opieki's current Liabilities-to-Assets is 0.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Polska Kasa Opieki stock overvalued right now?
Based on GuruFocus' analysis, Bank Polska Kasa Opieki (LTS:0DP0) is currently considered Modestly Overvalued. The stock's GF Value™ is zł44.48, compared to a current price of zł54.45 — trading 22.4% above its estimated fair value. The current Liabilities-to-Assets is 0.91. Bank Polska Kasa Opieki's overall GF Score™ is 70/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Bank Polska Kasa Opieki (LTS:0DP0), the current Liabilities-to-Assets is 0.91 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Polska Kasa Opieki (LTS:0DP0) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Polska Kasa Opieki stock appears to be overvalued.
The current stock price of zł54.45 is trading 22.4% above its estimated GF Value™ of zł44.48.
GuruFocus considers Bank Polska Kasa Opieki to be Modestly Overvalued.
Key valuation signals for LTS:0DP0:
Liabilities-to-Assets: 0.91
GF Value™: zł44.48 vs. price of zł54.45 (22.4% above fair value)
No single metric tells the full story. See the LTS:0DP0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Polska Kasa Opieki SA is a commercial banking group that provides a wide variety of retail and investment services in Poland. The group's four segments include retail banking and private banking, corporate and investment banking, enterprise banking and assets and liabilities management. Of these segments, retail and private banking is the greatest contributor to both net interest income and fee and commission income, followed by corporate and investment banking. The majority of the bank's revenue is net interest income, almost entirely derived from loans and receivables from customers.
70GF Score
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