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Bank Polska Kasa OpiekiLTS:0DP0 78 Peter Lynch Fair Value is zł226.36 as of Jul. 20, 2026, which is 100% below its 10-year median of 1.00. GuruFocus rates LTS:0DP0 with a GF Score™ of 78/100 and a GF Value™ of zł42.99. The stock has 8 warning signs investors should review. Among 874 Banks companies, Bank Polska Kasa Opieki ranks better than 61.21% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Bank Polska Kasa Opieki's PEG is 1. Bank Polska Kasa Opieki's 5-Year TTM Book Value Growth Rate is 8.32.
Bank Polska Kasa Opieki's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was zł27.21. Therefore, the Peter Lynch Fair Value for today is zł226.36.
The historical rank and industry rank for Bank Polska Kasa Opieki's Peter Lynch Fair Value or its related term are showing as below:
LTS:0DP0'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.89 Med: 1 Max: 1.16
Current: 0.94
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Bank Polska Kasa Opieki was 1.16. The lowest was 0.89. And the median was 1.00.
LTS:0DP0's Price-to-Peter-Lynch-Fair-Value is ranked better than 61.21% of 874
companies
in the Banks industry
Industry Median: 1.12
vs LTS:0DP0: 0.94
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Bank Polska Kasa Opieki (LTS:0DP0) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 8.32 instead of 15 in this case.
Bank Polska Kasa Opieki's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
54.45
/
226.36
=
0.24
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Polska Kasa Opieki Peter Lynch Fair Value Related Terms
Bank Polska Kasa Opieki Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for Bank Polska Kasa Opieki's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Polska Kasa Opieki Peter Lynch Fair Value Chart
LTS:0DP0 vs PNC: Peter Lynch Fair Value Comparison
For the Banks - Regional subindustry, Bank Polska Kasa Opieki's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Polska Kasa Opieki Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, Bank Polska Kasa Opieki's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Bank Polska Kasa Opieki's Price-to-Peter-Lynch-Fair-Value falls into.
Bank Polska Kasa Opieki's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was zł27.21.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of zł226.36 mean?
Bank Polska Kasa Opieki (LTS:0DP0) has a Peter Lynch Fair Value of zł226.36 as of Jul. 20, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Bank Polska Kasa Opieki and its competitors. This is 22536% above median its historical median of 1.00. Over the past decade, Bank Polska Kasa Opieki's Peter Lynch Fair Value has ranged from 0.89 to 1.16. According to the industry distribution chart, Bank Polska Kasa Opieki ranks #339 out of 874 companies in the Banks industry, placing it in the top 38.8%.
Is Bank Polska Kasa Opieki's Peter Lynch Fair Value too high?
Bank Polska Kasa Opieki's current Peter Lynch Fair Value of zł226.36 is 22536% above median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 1.16. Based on the distribution chart, Bank Polska Kasa Opieki ranks #339 out of 874 companies in the Banks industry, which is above the industry midpoint. Overall, Bank Polska Kasa Opieki has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Bank Polska Kasa Opieki's Peter Lynch Fair Value compare to PNC?
According to the Banks industry distribution chart, Bank Polska Kasa Opieki ranks #339 out of 874 companies for Peter Lynch Fair Value. This puts Bank Polska Kasa Opieki in the upper half of its industry. The industry median Peter Lynch Fair Value is 1.12. Historically, Bank Polska Kasa Opieki's own Peter Lynch Fair Value has ranged from 0.89 to 1.16 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.12, based on 874 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Bank Polska Kasa Opieki and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Polska Kasa Opieki's current Peter Lynch Fair Value is zł226.36, which is 22536% above median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Polska Kasa Opieki stock overvalued right now?
Bank Polska Kasa Opieki (LTS:0DP0) has a current Peter Lynch Fair Value of zł226.36. The stock's GF Value™ is zł42.99, compared to a current price of zł54.45 — trading 26.7% above its estimated fair value. The current Peter Lynch Fair Value is zł226.36, which is 22536% above median its 10-year median of 1.00. Bank Polska Kasa Opieki's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Bank Polska Kasa Opieki (LTS:0DP0), the current Peter Lynch Fair Value is zł226.36 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Polska Kasa Opieki (LTS:0DP0) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Polska Kasa Opieki stock appears to be overvalued.
The current stock price of zł54.45 is trading 26.7% above its estimated GF Value™ of zł42.99.
Key valuation signals for LTS:0DP0:
Peter Lynch Fair Value: zł226.36 (22536% above median its 10-year median of 1.00)
GF Value™: zł42.99 vs. price of zł54.45 (26.7% above fair value)
No single metric tells the full story. See the LTS:0DP0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Polska Kasa Opieki SA is a commercial banking group that provides a wide variety of retail and investment services in Poland. The group's four segments include retail banking and private banking, corporate and investment banking, enterprise banking and assets and liabilities management. Of these segments, retail and private banking is the greatest contributor to both net interest income and fee and commission income, followed by corporate and investment banking. The majority of the bank's revenue is net interest income, almost entirely derived from loans and receivables from customers.
78GF Score
Get the complete analysis for LTS:0DP0
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