Bank Polska Kasa Opieki (LTS:0DP0) Cyclically Adjusted FCF per Share: zł-375.19 (As of Mar. 2026)


LTS:0DP0 Bank Polska Kasa Opieki SA LTS:0DP0
78 GF Score
Price zł54.45
GF Value zł40.30
! 9 Warning Signs
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What is Bank Polska Kasa Opieki Cyclically Adjusted FCF per Share?

Bank Polska Kasa Opieki LTS:0DP0 78 Cyclically Adjusted FCF per Share is zł-375.19 as of Mar. 2026. GuruFocus rates LTS:0DP0 with a GF Score™ of 78/100 and a GF Value™ of zł40.30. The stock has 9 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Bank Polska Kasa Opieki's adjusted free cash flow per share for the three months ended in Mar. 2026 was zł1.302. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is zł-375.19 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -3.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Bank Polska Kasa Opieki was -3.80% per year. The lowest was -3.80% per year. And the median was -3.80% per year.

As of today (2026-07-12), Bank Polska Kasa Opieki's current stock price is zł54.45. Bank Polska Kasa Opieki's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was zł-375.19. Bank Polska Kasa Opieki's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Bank Polska Kasa Opieki was 96.28. The lowest was 3.64. And the median was 6.92.


Bank Polska Kasa Opieki  (LTS:0DP0) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Bank Polska Kasa Opieki was 96.28. The lowest was 3.64. And the median was 6.92.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Bank Polska Kasa Opieki Cyclically Adjusted FCF per Share Related Terms


Bank Polska Kasa Opieki Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Bank Polska Kasa Opieki's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Polska Kasa Opieki Cyclically Adjusted FCF per Share Chart

Bank Polska Kasa Opieki Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.45 -818.58 -491.99 -562.98 -386.37

Bank Polska Kasa Opieki Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -446.77 -426.92 -453.43 -386.37 -375.19

LTS:0DP0 vs PNC: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Bank Polska Kasa Opieki's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Polska Kasa Opieki Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank Polska Kasa Opieki's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank Polska Kasa Opieki's Cyclically Adjusted Price-to-FCF falls into.


LTS:0DP0
78GF Score
Bank Polska Kasa Opieki SA LTS:0DP0
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Polska Kasa Opieki Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank Polska Kasa Opieki's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.302/163.0700*163.0700
=1.302

Current CPI (Mar. 2026) = 163.0700.

Bank Polska Kasa Opieki Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 12.859 99.552 21.063
201609 -5.978 99.064 -9.840
201612 37.111 100.366 60.296
201703 -30.135 101.018 -48.646
201706 2.229 101.180 3.592
201709 -2.873 101.343 -4.623
201712 32.581 102.564 51.802
201803 -17.165 102.564 -27.291
201806 -7.323 103.378 -11.551
201809 -7.319 103.378 -11.545
201812 7.124 103.785 11.193
201903 0.774 104.274 1.210
201906 -13.219 105.983 -20.339
201909 -0.597 105.983 -0.919
201912 3.590 107.123 5.465
202003 23.917 109.076 35.756
202006 76.646 109.402 114.246
202009 -7.735 109.320 -11.538
202012 -2.278 109.565 -3.390
202103 11.448 112.658 16.571
202106 -5.142 113.960 -7.358
202109 7.255 115.588 10.235
202112 -0.547 119.088 -0.749
202203 40.431 125.031 52.732
202206 -4.543 131.705 -5.625
202209 -12,892.399 135.531 -15,512.037
202212 45.473 139.113 53.304
202303 60.007 145.950 67.046
202306 -17.918 147.009 -19.876
202309 73.014 146.113 81.488
202312 -7.892 147.741 -8.711
202403 26.277 149.044 28.750
202406 12.363 150.997 13.351
202409 13.646 153.439 14.503
202412 38.405 154.660 40.493
202503 6.153 157.021 6.390
202506 15.598 157.509 16.149
202509 -21.353 158.000 -22.038
202512 31.333 158.320 32.273
202603 1.302 163.070 1.302

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of zł-375.19 mean?
Bank Polska Kasa Opieki (LTS:0DP0) has a Cyclically Adjusted FCF per Share of zł-375.19 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bank Polska Kasa Opieki and its competitors.
Is Bank Polska Kasa Opieki's Cyclically Adjusted FCF per Share too high?
Bank Polska Kasa Opieki's current Cyclically Adjusted FCF per Share is zł-375.19. Overall, Bank Polska Kasa Opieki has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Bank Polska Kasa Opieki's Cyclically Adjusted FCF per Share compare to PNC?
Bank Polska Kasa Opieki's Cyclically Adjusted FCF per Share of zł-375.19 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bank Polska Kasa Opieki and its competitors. Bank Polska Kasa Opieki's current Cyclically Adjusted FCF per Share is zł-375.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Polska Kasa Opieki stock overvalued right now?
Bank Polska Kasa Opieki (LTS:0DP0) has a current Cyclically Adjusted FCF per Share of zł-375.19. The stock's GF Value™ is zł40.30, compared to a current price of zł54.45 — trading 35.1% above its estimated fair value. The current Cyclically Adjusted FCF per Share is zł-375.19. Bank Polska Kasa Opieki's overall GF Score™ is 78/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Bank Polska Kasa Opieki (LTS:0DP0), the current Cyclically Adjusted FCF per Share is zł-375.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Polska Kasa Opieki (LTS:0DP0) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Polska Kasa Opieki stock appears to be overvalued. The current stock price of zł54.45 is trading 35.1% above its estimated GF Value™ of zł40.30.

Key valuation signals for LTS:0DP0:

  • Cyclically Adjusted FCF per Share: zł-375.19
  • GF Value™: zł40.30 vs. price of zł54.45 (35.1% above fair value)
  • GF Score™: 78/100 with 9 warning signs

No single metric tells the full story. See the LTS:0DP0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Polska Kasa Opieki Business Description

Address Zubra Street 1, Warsaw, POL, 01-066
Bank Polska Kasa Opieki SA is a commercial banking group that provides a wide variety of retail and investment services in Poland. The group's four segments include retail banking and private banking, corporate and investment banking, enterprise banking and assets and liabilities management. Of these segments, retail and private banking is the greatest contributor to both net interest income and fee and commission income, followed by corporate and investment banking. The majority of the bank's revenue is net interest income, almost entirely derived from loans and receivables from customers.
78GF Score

Get the complete analysis for LTS:0DP0

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł54.45
Price
zł40.30
GF Value