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Bank Polska Kasa OpiekiLTS:0DP0 70 Debt-to-Equity is 0.96 as of Jun. 2026, which is 63% above its 10-year median of 0.59. GuruFocus rates LTS:0DP0 with a GF Score™ of 70/100 and a GF Value™ of zł44.27 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,421 Banks companies, Bank Polska Kasa Opieki ranks worse than 65.87% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Bank Polska Kasa Opieki's Debt-to-Equity or its related term are showing as below:
LTS:0DP0'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.17 Med: 0.59 Max: 0.96
Current: 0.96
During the past 13 years, the highest Debt-to-Equity Ratio of Bank Polska Kasa Opieki was 0.96. The lowest was 0.17. And the median was 0.59.
LTS:0DP0's Debt-to-Equity is ranked worse than 65.87% of 1421
companies
in the Banks industry
Industry Median: 0.58
vs LTS:0DP0: 0.96
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Bank Polska Kasa Opieki Debt-to-Equity Related Terms
Bank Polska Kasa Opieki Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Polska Kasa Opieki's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Polska Kasa Opieki Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Bank Polska Kasa Opieki's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Bank Polska Kasa Opieki's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Polska Kasa Opieki (LTS:0DP0) has a Debt-to-Equity of 0.96 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bank Polska Kasa Opieki and its competitors. This is 63% above median its historical median of 0.59. Over the past decade, Bank Polska Kasa Opieki's Debt-to-Equity has ranged from 0.17 to 0.96. According to the industry distribution chart, Bank Polska Kasa Opieki ranks #936 out of 1421 companies in the Banks industry, placing it in the top 65.9%.
Is Bank Polska Kasa Opieki's Debt-to-Equity too high?
Bank Polska Kasa Opieki's current Debt-to-Equity of 0.96 is 63% above median its 10-year median of 0.59. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.96. The Banks industry median Debt-to-Equity is 0.58. Bank Polska Kasa Opieki's value of 0.96 is 65.5% above this industry median. Based on the distribution chart, Bank Polska Kasa Opieki ranks #936 out of 1421 companies in the Banks industry, which is below the industry midpoint. Overall, Bank Polska Kasa Opieki has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Polska Kasa Opieki's Debt-to-Equity compare to PNC?
According to the Banks industry distribution chart, Bank Polska Kasa Opieki ranks #936 out of 1421 companies for Debt-to-Equity. This places Bank Polska Kasa Opieki in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Bank Polska Kasa Opieki's value of 0.96 is 65.5% above this benchmark. Historically, Bank Polska Kasa Opieki's own Debt-to-Equity has ranged from 0.17 to 0.96 over the past decade. While the company's 10-year median is 0.59 vs. the industry median of 0.58, Bank Polska Kasa Opieki has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Polska Kasa Opieki's current Debt-to-Equity of 0.96 is 65.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bank Polska Kasa Opieki and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Polska Kasa Opieki's current Debt-to-Equity is 0.96, which is 63% above median its own 10-year median of 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Polska Kasa Opieki stock overvalued right now?
Based on GuruFocus' analysis, Bank Polska Kasa Opieki (LTS:0DP0) is currently considered Modestly Overvalued. The stock's GF Value™ is zł44.27, compared to a current price of zł54.45 — trading 23% above its estimated fair value. The current Debt-to-Equity is 0.96, which is 63% above median its 10-year median of 0.59 and 65.5% above the Banks industry median of 0.58. Bank Polska Kasa Opieki's overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Bank Polska Kasa Opieki (LTS:0DP0), the current Debt-to-Equity is 0.96 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Polska Kasa Opieki (LTS:0DP0) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Polska Kasa Opieki stock appears to be overvalued.
The current stock price of zł54.45 is trading 23% above its estimated GF Value™ of zł44.27.
GuruFocus considers Bank Polska Kasa Opieki to be Modestly Overvalued.
Key valuation signals for LTS:0DP0:
Debt-to-Equity: 0.96 (63% above median its 10-year median of 0.59)
GF Value™: zł44.27 vs. price of zł54.45 (23% above fair value)
Industry Position: 65.5% above the Banks median (#936 of 1421)
No single metric tells the full story. See the LTS:0DP0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Polska Kasa Opieki SA is a commercial banking group that provides a wide variety of retail and investment services in Poland. The group's four segments include retail banking and private banking, corporate and investment banking, enterprise banking and assets and liabilities management. Of these segments, retail and private banking is the greatest contributor to both net interest income and fee and commission income, followed by corporate and investment banking. The majority of the bank's revenue is net interest income, almost entirely derived from loans and receivables from customers.
70GF Score
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