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Muscat Finance CoOGMUS:MFCI -1.45% Equity-to-Asset is 0.35 as of Dec. 2025, which is 9% above its 10-year median of 0.32. The stock has 1 warning sign investors should review. Among 549 Credit Services companies, Muscat Finance CoOG ranks worse than 53.01% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Muscat Finance CoOG's Total Stockholders Equity for the quarter that ended in Dec. 2025 was ر.ع39.41 Mil. Muscat Finance CoOG's Total Assets for the quarter that ended in Dec. 2025 was ر.ع112.75 Mil.
Therefore, Muscat Finance CoOG's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.35.
The historical rank and industry rank for Muscat Finance CoOG's Equity-to-Asset or its related term are showing as below:
MUS:MFCI'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.25 Med: 0.32 Max: 0.39
Current: 0.35
During the past 13 years, the highest Equity to Asset Ratio of Muscat Finance CoOG was 0.39. The lowest was 0.25. And the median was 0.32.
MUS:MFCI's Equity-to-Asset is ranked worse than 53.01% of 549
companies
in the Credit Services industry
Industry Median: 0.4
vs MUS:MFCI: 0.35
Muscat Finance CoOG (MUS:MFCI) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Muscat Finance CoOG Equity-to-Asset Related Terms
Muscat Finance CoOG Equity-to-Asset Historical Data
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The historical data trend for Muscat Finance CoOG's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:MFCI vs V, MA, AXP: Equity-to-Asset Comparison
For the Credit Services subindustry, Muscat Finance CoOG's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muscat Finance CoOG Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Muscat Finance CoOG's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Muscat Finance CoOG's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Muscat Finance CoOG's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Muscat Finance CoOG (MUS:MFCI) has a Equity-to-Asset of 0.35 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Muscat Finance CoOG and its competitors. This is near median its historical median of 0.32. Over the past decade, Muscat Finance CoOG's Equity-to-Asset has ranged from 0.25 to 0.39. According to the industry distribution chart, Muscat Finance CoOG ranks #291 out of 549 companies in the Credit Services industry, placing it in the top 53%.
Is Muscat Finance CoOG's Equity-to-Asset too high?
Muscat Finance CoOG's current Equity-to-Asset of 0.35 is near median its 10-year median of 0.32. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 0.39. The Credit Services industry median Equity-to-Asset is 0.40. Muscat Finance CoOG's value of 0.35 is 12.5% below this industry median. Based on the distribution chart, Muscat Finance CoOG ranks #291 out of 549 companies in the Credit Services industry, which is below the industry midpoint.
How does Muscat Finance CoOG's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Muscat Finance CoOG ranks #291 out of 549 companies for Equity-to-Asset. This places Muscat Finance CoOG in the lower half of its industry. The industry median Equity-to-Asset is 0.40. Muscat Finance CoOG's value of 0.35 is 12.5% below this benchmark. Historically, Muscat Finance CoOG's own Equity-to-Asset has ranged from 0.25 to 0.39 over the past decade. While the company's 10-year median is 0.32 vs. the industry median of 0.40, Muscat Finance CoOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 549 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muscat Finance CoOG's current Equity-to-Asset of 0.35 is 12.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Muscat Finance CoOG and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muscat Finance CoOG's current Equity-to-Asset is 0.35, which is near median its own 10-year median of 0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muscat Finance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Muscat Finance CoOG (MUS:MFCI) is currently considered Fairly Valued. The stock's GF Value™ is ر.ع0.07, compared to a current price of ر.ع0.07 — trading 2.9% below its estimated fair value. The current Equity-to-Asset is 0.35, which is near median its 10-year median of 0.32 and 12.5% below the Credit Services industry median of 0.40. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Muscat Finance CoOG (MUS:MFCI), the current Equity-to-Asset is 0.35 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Muscat Finance Co Ltd SAOG operates as a non-banking finance company. The company provides financing of vehicles, equipment, warehouse financing, and plant and machinery to businesses in the form of financial leasing. The company also provides short-term finance in the form of factoring of receivables. The company provides loans to individual customers for purchasing vehicles and consumer durables for their personal use. The company's products include hire purchase financing, equipment leasing, debt factoring, working capital financing, and consumer durable loans. All of the operations of the company are carried out in the Sultanate of Oman.
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