Business Description
Al Omaniya Financial Services SAOG
ISIN : OM0000002077
Total Employee Number:
151Compare
Compare
Traded in other countries / regions
AOFS.Oman IPO Date
1998-01-01Description
Al Omaniya Financial Services SAOG is engaged in hire purchase and lease finance for motor vehicles and other assets, debt factoring, bill discounting, bridge loans, working capital loans, and project and construction loans for manufacturing and warehousing. The Company operates in the finance industry in the Sultanate of Oman through three verticals: retail asset finance, corporate finance, and personal loans. It provides vehicle loans, asset finance, equipment leases, working capital loans, debt factoring, bridge finance, project and construction loans, and personal loans for white and brown goods. Its products include Lifestyle Loans, Corporate Loans, Lifeline Car Loans, and Fixed Deposits.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.65 | |||||
Equity-to-Asset | 0.3 | |||||
Debt-to-Equity | 2.1 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 3/9 | |||||
Beneish M-Score | -2.38 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -2.1 | |||||
3-Year EPS without NRI Growth Rate | 10.1 | |||||
3-Year FCF Growth Rate | 30.7 | |||||
3-Year Book Growth Rate | -0.9 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 18.29 | |||||
9-Day RSI | 35.06 | |||||
14-Day RSI | 37.38 | |||||
3-1 Month Momentum % | -12.36 | |||||
6-1 Month Momentum % | 9.09 | |||||
12-1 Month Momentum % | 15.56 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 7.1 | |||||
Dividend Payout Ratio | 0.75 | |||||
3-Year Dividend Growth Rate | 8.7 | |||||
Forward Dividend Yield % | 7.1 | |||||
5-Year Yield-on-Cost % | 11.43 | |||||
3-Year Average Share Buyback Ratio | -1.3 | |||||
Shareholder Yield % | -14.51 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 40.45 | |||||
FCF Margin % | -37.49 | |||||
OCF Margin % | -37.07 | |||||
ROE % | 5.87 | |||||
ROA % | 1.8 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 12.92 | |||||
Forward PE Ratio | 10.67 | |||||
PE Ratio without NRI | 12.92 | |||||
Shiller PE Ratio | 10.38 | |||||
PEG Ratio | 18.46 | |||||
PS Ratio | 5.17 | |||||
PB Ratio | 0.73 | |||||
Price-to-Tangible-Book | 0.74 | |||||
EV-to-Revenue | 10.08 | |||||
EV-to-Forward-Revenue | 11.65 | |||||
EV-to-FCF | -26.9 | |||||
Price-to-GF-Value | 1.11 | |||||
Price-to-Projected-FCF | 0.32 | |||||
Price-to-Median-PS-Value | 1.11 | |||||
Price-to-Graham-Number | 0.65 | |||||
FCF Yield % | -7.5 | |||||
Forward Rate of Return (Yacktman) % | 14.58 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Al Omaniya Financial Services SAOG Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ر.ع) | 9.784 | ||
| EPS (TTM) (ر.ع) | 0.012 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | 0.18 | ||
| 3-Year Sortino Ratio | 0.3 | ||
| Volatility % | 27.13 | ||
| 14-Day RSI | 37.38 | ||
| 14-Day ATR (ر.ع) | 0.000493 | ||
| 20-Day SMA (ر.ع) | 0.1554 | ||
| 12-1 Month Momentum % | 15.56 | ||
| 52-Week Range (ر.ع) | 0.124 - 0.195 | ||
| Shares Outstanding (Mil) | 315.42 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Al Omaniya Financial Services SAOG Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Al Omaniya Financial Services SAOG Stock Events
| Event | Date | Price (ر.ع) | ||
|---|---|---|---|---|
| OMR 0.011000 Cash Dividend | 2026-04-01 | 0.19 (+2.70%) | ||
| OMR 0.009000 Cash Dividend | 2025-03-26 | 0.14 (+0.00%) | ||
| 1.08:1 Stock Split | 2017-03-22 | 0.26 (+0.00%) | ||
| 1.03:1 Stock Split | 2016-03-24 | 0.28 (+0.00%) | ||
| 1.02:1 Stock Split | 2015-03-24 | 0.26 (+0.00%) | ||
| 1.05:1 Stock Split | 2013-03-20 | 0.31 (+0.00%) | ||
| 1.05:1 Stock Split | 2012-03-25 | 0.25 (+0.00%) | ||
| 10:1 Stock Split | 2010-03-28 | 0.21 (+0.00%) | ||
| 1.04:1 Stock Split | 2009-03-17 | 0.15 (+0.00%) | ||
| 1.04:1 Stock Split | 2008-03-16 | 0.27 (+0.00%) |
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Al Omaniya Financial Services SAOG Frequently Asked Questions
What is Al Omaniya Financial Services SAOG(MUS:AOFS)'s stock price today?
The current price of MUS:AOFS is ر.ع0.16. The 52 week high of MUS:AOFS is ر.ع0.20 and 52 week low is ر.ع0.12.
When is next earnings date of Al Omaniya Financial Services SAOG(MUS:AOFS)?
The next earnings date of Al Omaniya Financial Services SAOG(MUS:AOFS) is .
Does Al Omaniya Financial Services SAOG(MUS:AOFS) pay dividends? If so, how much?
The Dividend Yield %  of Al Omaniya Financial Services SAOG(MUS:AOFS) is 7.1% (As of Today), Highest Dividend Payout Ratio of Al Omaniya Financial Services SAOG(MUS:AOFS) was 1.4. The lowest was 0.44. And the median was 0.78. The  Forward Dividend Yield % of Al Omaniya Financial Services SAOG(MUS:AOFS) is 7.1%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Al Omaniya Financial Services SAOG
No articles.
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