Muscat Finance CoOGMUS:MFCI +1.49% Net Margin % is 11.13% as of Dec. 2025, which is 7% below its 10-year median of 12.03. The stock has 1 warning sign investors should review. Among 530 Credit Services companies, Muscat Finance CoOG ranks worse than 58.49% on this metric.
The historical rank and industry rank for Muscat Finance CoOG's Net Margin % or its related term are showing as below:
MUS:MFCI'
s Net Margin % Range Over the Past 10 Years
Min: -59.15 Med: 12.03 Max: 50
Current: 11.13
MUS:MFCI's Net Margin % is ranked worse than 58.49% of 530
companies
in the Credit Services industry
Industry Median: 14.76
vs MUS:MFCI: 11.13
Muscat Finance CoOG (MUS:MFCI) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Muscat Finance CoOG Net Margin % Related Terms
Muscat Finance CoOG Net Margin % Historical Data
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The historical data trend for Muscat Finance CoOG's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Muscat Finance CoOG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muscat Finance CoOG Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Muscat Finance CoOG's Net Margin % distribution charts can be found below:
* The bar in red indicates where Muscat Finance CoOG's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Muscat Finance CoOG (MUS:MFCI) has a Net Margin % of 11.13% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Muscat Finance CoOG and its competitors. This is near median its historical median of 12.03. According to the industry distribution chart, Muscat Finance CoOG ranks #310 out of 530 companies in the Credit Services industry, placing it in the top 58.5%.
Is Muscat Finance CoOG's Net Margin % too high?
Muscat Finance CoOG's current Net Margin % of 11.13% is near median its 10-year median of 12.03. The Credit Services industry median Net Margin % is 14.76. Muscat Finance CoOG's value of 11.13% is 24.6% below this industry median. Based on the distribution chart, Muscat Finance CoOG ranks #310 out of 530 companies in the Credit Services industry, which is below the industry midpoint.
How does Muscat Finance CoOG's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Muscat Finance CoOG ranks #310 out of 530 companies for Net Margin %. This places Muscat Finance CoOG in the lower half of its industry. The industry median Net Margin % is 14.76. Muscat Finance CoOG's value of 11.13% is 24.6% below this benchmark. While the company's 10-year median is 12.03 vs. the industry median of 14.76, Muscat Finance CoOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.76, based on 530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muscat Finance CoOG's current Net Margin % of 11.13% is 24.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Muscat Finance CoOG and its competitors. For the Credit Services industry, the median Net Margin % is 14.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muscat Finance CoOG's current Net Margin % is 11.13%, which is near median its own 10-year median of 12.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muscat Finance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Muscat Finance CoOG (MUS:MFCI) is currently considered Fairly Valued. The stock's GF Value™ is ر.ع0.07, compared to a current price of ر.ع0.07 — trading 2.9% below its estimated fair value. The current Net Margin % is 11.13%, which is near median its 10-year median of 12.03 and 24.6% below the Credit Services industry median of 14.76. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Muscat Finance CoOG (MUS:MFCI), the current Net Margin % is 11.13% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Muscat Finance Co Ltd SAOG operates as a non-banking finance company. The company provides financing of vehicles, equipment, warehouse financing, and plant and machinery to businesses in the form of financial leasing. The company also provides short-term finance in the form of factoring of receivables. The company provides loans to individual customers for purchasing vehicles and consumer durables for their personal use. The company's products include hire purchase financing, equipment leasing, debt factoring, working capital financing, and consumer durable loans. All of the operations of the company are carried out in the Sultanate of Oman.
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