Muscat Finance CoOG (MUS:MFCI) Retained Earnings: ر.ع3.12 Mil (As of Dec. 2025)

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What is Muscat Finance CoOG Retained Earnings?

Muscat Finance CoOG MUS:MFCI Retained Earnings is ر.ع3.12 Mil as of Dec. 2025. The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Muscat Finance CoOG's retained earnings for the quarter that ended in Dec. 2025 was ر.ع3.12 Mil.

Muscat Finance CoOG's quarterly retained earnings increased from Dec. 2023 (ر.ع-1.36 Mil) to Dec. 2024 (ر.ع1.19 Mil) and increased from Dec. 2024 (ر.ع1.19 Mil) to Dec. 2025 (ر.ع3.12 Mil).

Muscat Finance CoOG's annual retained earnings increased from Dec. 2023 (ر.ع-1.36 Mil) to Dec. 2024 (ر.ع1.19 Mil) and increased from Dec. 2024 (ر.ع1.19 Mil) to Dec. 2025 (ر.ع3.12 Mil).


Muscat Finance CoOG  (MUS:MFCI) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Muscat Finance CoOG Retained Earnings Historical Data

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The historical data trend for Muscat Finance CoOG's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muscat Finance CoOG Retained Earnings Chart

Muscat Finance CoOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.03 0.50 -1.36 1.19 3.12

Muscat Finance CoOG Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.03 0.50 -1.36 1.19 3.12

Muscat Finance CoOG Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ر.ع3.12 Mil mean?
Muscat Finance CoOG (MUS:MFCI) has a Retained Earnings of ر.ع3.12 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Muscat Finance CoOG and its competitors.
Is Muscat Finance CoOG's Retained Earnings too high?
Muscat Finance CoOG's current Retained Earnings is ر.ع3.12 Mil.
How does Muscat Finance CoOG's Retained Earnings compare to V and MA?
Muscat Finance CoOG's Retained Earnings of ر.ع3.12 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Muscat Finance CoOG and its competitors. Muscat Finance CoOG's current Retained Earnings is ر.ع3.12 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muscat Finance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Muscat Finance CoOG (MUS:MFCI) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ع0.07, compared to a current price of ر.ع0.06 — trading 11.4% below its estimated fair value. The current Retained Earnings is ر.ع3.12 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Muscat Finance CoOG (MUS:MFCI), the current Retained Earnings is ر.ع3.12 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Muscat Finance CoOG Business Description

Address P.O. Box 888, Ruwi, Muscat, OMN, 112
Muscat Finance Co Ltd SAOG operates as a non-banking finance company. The company provides financing of vehicles, equipment, warehouse financing, and plant and machinery to businesses in the form of financial leasing. The company also provides short-term finance in the form of factoring of receivables. The company provides loans to individual customers for purchasing vehicles and consumer durables for their personal use. The company's products include hire purchase financing, equipment leasing, debt factoring, working capital financing, and consumer durable loans. All of the operations of the company are carried out in the Sultanate of Oman.