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First Western FinancialMYFW +1.13%63 Equity-to-Asset is 0.09 as of Jun. 2026, which is at its 10-year median of 0.09. GuruFocus rates MYFW with a GF Score™ of 63/100 and a GF Value™ of $24.40 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,519 Banks companies, First Western Financial ranks worse than 55.63% on this metric.
First Western Financial (NAS:MYFW) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
First Western Financial Equity-to-Asset Related Terms
First Western Financial Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MYFW vs CBNA, CCFN, CFFI: Equity-to-Asset Comparison
For the Banks - Regional subindustry, First Western Financial's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Western Financial Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, First Western Financial's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where First Western Financial's Equity-to-Asset falls into.
First Western Financial Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
First Western Financial's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Western Financial (MYFW) has a Equity-to-Asset of 0.09 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on First Western Financial and its competitors. This is near median its historical median of 0.09. Over the past decade, First Western Financial's Equity-to-Asset has ranged from 0.07 to 0.11. According to the industry distribution chart, First Western Financial ranks #845 out of 1519 companies in the Banks industry, placing it in the top 55.6%.
Is First Western Financial's Equity-to-Asset too high?
First Western Financial's current Equity-to-Asset of 0.09 is near median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.11. The Banks industry median Equity-to-Asset is 0.10. First Western Financial's value of 0.09 is 10% below this industry median. Based on the distribution chart, First Western Financial ranks #845 out of 1519 companies in the Banks industry, which is below the industry midpoint. Overall, First Western Financial has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Western Financial's Equity-to-Asset compare to CBNA and CCFN?
According to the Banks industry distribution chart, First Western Financial ranks #845 out of 1519 companies for Equity-to-Asset. This places First Western Financial in the lower half of its industry. The industry median Equity-to-Asset is 0.10. First Western Financial's value of 0.09 is 10% below this benchmark. Historically, First Western Financial's own Equity-to-Asset has ranged from 0.07 to 0.11 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.10, First Western Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Western Financial's current Equity-to-Asset of 0.09 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on First Western Financial and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Western Financial's current Equity-to-Asset is 0.09, which is near median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Western Financial stock overvalued right now?
Based on GuruFocus' analysis, First Western Financial (MYFW) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.40, compared to a current price of $31.44 — trading 28.9% above its estimated fair value. The current Equity-to-Asset is 0.09, which is near median its 10-year median of 0.09 and 10% below the Banks industry median of 0.10. First Western Financial's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For First Western Financial (MYFW), the current Equity-to-Asset is 0.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Western Financial (MYFW) Overvalued in 2026?
Based on GuruFocus' analysis, First Western Financial stock appears to be overvalued.
The current stock price of $31.44 is trading 28.9% above its estimated GF Value™ of $24.40.
GuruFocus considers First Western Financial to be Modestly Overvalued.
Key valuation signals for MYFW:
Equity-to-Asset: 0.09 (near median its 10-year median of 0.09)
GF Value™: $24.40 vs. price of $31.44 (28.9% above fair value)
Industry Position: 10% below the Banks median (#845 of 1519)
No single metric tells the full story. See the MYFW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Western Financial Inc is a financial holding company that provides a fully integrated suite of wealth management services on its private trust bank platform, which includes a comprehensive selection of deposit, loan, trust, wealth planning, and investment management products and services. The company has two operating segments; The Wealth Management segment consists of operations relative to the Company's fully integrated wealth management products and services, and The Mortgage segment consists of operations relative to the Company's residential mortgage service offerings. The bank derives its majority revenue from the wealth management segment.
63GF Score
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