MYFW (First Western Financial) PS Ratio: 3.11 (As of Jul. 04, 2026) — 49% Above Median


MYFW First Western Financial Inc MYFW
61 GF Score
Price $32.99
GF Value $23.12
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is First Western Financial PS Ratio?

First Western Financial MYFW -1.35% 61 PS Ratio is 3.11 as of Jul. 04, 2026, which is 49% above its 10-year median of 2.09. GuruFocus rates MYFW with a GF Score™ of 61/100 and a GF Value™ of $23.12 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,517 Banks companies, First Western Financial ranks worse than 52.87% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, First Western Financial's share price is $32.99. First Western Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $10.62. Hence, First Western Financial's PS Ratio for today is 3.11.

Warning Sign:

First Western Financial Inc stock PS Ratio (=3.11) is close to 10-year high of 3.11.

The historical rank and industry rank for First Western Financial's PS Ratio or its related term are showing as below:

MYFW' s PS Ratio Range Over the Past 10 Years
Min: 1.13   Med: 2.09   Max: 3.11
Current: 3.11

During the past 10 years, First Western Financial's highest PS Ratio was 3.11. The lowest was 1.13. And the median was 2.09.

MYFW's PS Ratio is ranked worse than
52.87% of 1517 companies
in the Banks industry
Industry Median: 2.98 vs MYFW: 3.11

First Western Financial's Revenue per Sharefor the three months ended in Mar. 2026 was $2.78. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $10.62.

Warning Sign:

First Western Financial Inc revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of First Western Financial was 14.20% per year. During the past 3 years, the average Revenue per Share Growth Rate was -3.40% per year. During the past 5 years, the average Revenue per Share Growth Rate was -4.80% per year.

During the past 10 years, First Western Financial's highest 3-Year average Revenue per Share Growth Rate was 18.40% per year. The lowest was -8.10% per year. And the median was 3.80% per year.

Back to Basics: PS Ratio


First Western Financial  (NAS:MYFW) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


First Western Financial PS Ratio Related Terms


First Western Financial PS Ratio Historical Data

* Premium members only.

The historical data trend for First Western Financial's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Western Financial PS Ratio Chart

First Western Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.61 2.48 2.12 2.13 2.62

First Western Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.11 2.39 2.35 2.62 2.31

MYFW vs JMSB, FCCO, CSHX: PS Ratio Comparison

For the Banks - Regional subindustry, First Western Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Western Financial PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First Western Financial's PS Ratio distribution charts can be found below:

* The bar in red indicates where First Western Financial's PS Ratio falls into.


MYFW
61GF Score
First Western Financial Inc MYFW
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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First Western Financial PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

First Western Financial's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=32.99/10.619
=3.11

First Western Financial's Share Price of today is $32.99.
First Western Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.62.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 3.11 mean?
First Western Financial (MYFW) has a PS Ratio of 3.11 as of Jul. 04, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on First Western Financial and its competitors. This is 49% above median its historical median of 2.09. Over the past decade, First Western Financial's PS Ratio has ranged from 1.13 to 3.11. According to the industry distribution chart, First Western Financial ranks #802 out of 1517 companies in the Banks industry, placing it in the top 52.9%.
Is First Western Financial's PS Ratio too high?
First Western Financial's current PS Ratio of 3.11 is 49% above median its 10-year median of 2.09. Over the past 10 years, this metric has ranged from a low of 1.13 to a high of 3.11. The Banks industry median PS Ratio is 2.98. First Western Financial's value of 3.11 is 4.4% above this industry median. Based on the distribution chart, First Western Financial ranks #802 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, First Western Financial has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Western Financial's PS Ratio compare to JMSB and FCCO?
According to the Banks industry distribution chart, First Western Financial ranks #802 out of 1517 companies for PS Ratio. This places First Western Financial in the lower half of its industry. The industry median PS Ratio is 2.98. First Western Financial's value of 3.11 is 4.4% above this benchmark. Historically, First Western Financial's own PS Ratio has ranged from 1.13 to 3.11 over the past decade. While the company's 10-year median is 2.09 vs. the industry median of 2.98, First Western Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Western Financial's current PS Ratio of 3.11 is 4.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on First Western Financial and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Western Financial's current PS Ratio is 3.11, which is 49% above median its own 10-year median of 2.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Western Financial stock overvalued right now?
Based on GuruFocus' analysis, First Western Financial (MYFW) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.12, compared to a current price of $32.99 — trading 42.7% above its estimated fair value. The current PS Ratio is 3.11, which is 49% above median its 10-year median of 2.09 and 4.4% above the Banks industry median of 2.98. First Western Financial's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For First Western Financial (MYFW), the current PS Ratio is 3.11 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Western Financial (MYFW) Overvalued in 2026?

Based on GuruFocus' analysis, First Western Financial stock appears to be overvalued. The current stock price of $32.99 is trading 42.7% above its estimated GF Value™ of $23.12. GuruFocus considers First Western Financial to be Significantly Overvalued.

Key valuation signals for MYFW:

  • PS Ratio: 3.11 (49% above median its 10-year median of 2.09)
  • GF Value™: $23.12 vs. price of $32.99 (42.7% above fair value)
  • GF Score™: 61/100 with 6 warning signs
  • Industry Position: 4.4% above the Banks median (#802 of 1517)

No single metric tells the full story. See the MYFW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Western Financial Business Description

Other Exchanges 33Q:Germany
Address 1900 16th Street, Suite 1200, Denver, CO, USA, 80202
First Western Financial Inc is a financial holding company that provides a fully integrated suite of wealth management services on its private trust bank platform, which includes a comprehensive selection of deposit, loan, trust, wealth planning, and investment management products and services. The company has two operating segments; The Wealth Management segment consists of operations relative to the Company's fully integrated wealth management products and services, and The Mortgage segment consists of operations relative to the Company's residential mortgage service offerings. The bank derives its majority revenue from the wealth management segment.
61GF Score

Get the complete analysis for MYFW

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.99
Price
$23.12
GF Value