MYFW (First Western Financial) LT-Debt-to-Total-Asset: 0.03 (As of Mar. 2026)

What is First Western Financial LT-Debt-to-Total-Asset?

First Western Financial MYFW +4.30% 61 LT-Debt-to-Total-Asset is 0.03 as of Mar. 2026. GuruFocus rates MYFW with a GF Score™ of 61/100 and a GF Value™ of $23.10 (Significantly Overvalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. First Western Financial's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.03.

First Western Financial's long-term debt to total assets ratio declined from Mar. 2025 (0.03) to Mar. 2026 (0.03). It may suggest that First Western Financial is progressively becoming less dependent on debt to grow their business.

First Western Financial (NAS:MYFW) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

First Western Financial LT-Debt-to-Total-Asset Related Terms

First Western Financial LT-Debt-to-Total-Asset Historical Data

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The historical data trend for First Western Financial's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Western Financial LT-Debt-to-Total-Asset Chart

First Western Financial Annual Data

Trend

Dec16

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Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.03

0.07

0.06

0.04

0.03

First Western Financial Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.03	0.07	0.03	0.03	0.03

61GF Score

First Western Financial Inc MYFW

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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First Western Financial LT-Debt-to-Total-Asset Calculation

First Western Financial's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	107.613	/	3154.981
	=	0.03

First Western Financial's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	94.816	/	3240.717
	=	0.03

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.03 mean?

First Western Financial (MYFW) has a LT-Debt-to-Total-Asset of 0.03 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on First Western Financial and its competitors.

Is First Western Financial's LT-Debt-to-Total-Asset too high?

First Western Financial's current LT-Debt-to-Total-Asset is 0.03. Overall, First Western Financial has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does First Western Financial's LT-Debt-to-Total-Asset compare to JMSB and FCCO?

First Western Financial's LT-Debt-to-Total-Asset of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on First Western Financial and its competitors. First Western Financial's current LT-Debt-to-Total-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is First Western Financial stock overvalued right now?

Based on GuruFocus' analysis, First Western Financial (MYFW) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.10, compared to a current price of $33.44 — trading 44.8% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.03. First Western Financial's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For First Western Financial (MYFW), the current LT-Debt-to-Total-Asset is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Western Financial (MYFW) Overvalued in 2026?

Based on GuruFocus' analysis, First Western Financial stock appears to be overvalued. The current stock price of $33.44 is trading 44.8% above its estimated GF Value™ of $23.10. GuruFocus considers First Western Financial to be Significantly Overvalued.

Key valuation signals for MYFW:

LT-Debt-to-Total-Asset: 0.03
GF Value™: $23.10 vs. price of $33.44 (44.8% above fair value)
GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the MYFW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Western Financial Business Description

Industry Financial Services Banks

Comparable Companies JMSB FCCO CSHX FVCB FDBC FSBW VLNT MFGI MSBC BRBS SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges 33Q:Germany

Address 1900 16th Street, Suite 1200, Denver, CO, USA, 80202

Website https://myfw.gcs-web.com

First Western Financial Inc is a financial holding company that provides a fully integrated suite of wealth management services on its private trust bank platform, which includes a comprehensive selection of deposit, loan, trust, wealth planning, and investment management products and services. The company has two operating segments; The Wealth Management segment consists of operations relative to the Company's fully integrated wealth management products and services, and The Mortgage segment consists of operations relative to the Company's residential mortgage service offerings. The bank derives its majority revenue from the wealth management segment.

61GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.44

Price

$23.10

GF Value

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