MYFW (First Western Financial) Peter Lynch Fair Value: $7.80 (As of Jul. 18, 2026) — 273% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MYFW First Western Financial Inc MYFW
58 GF Score
Price $33.14
GF Value $22.92
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is First Western Financial Peter Lynch Fair Value?

First Western Financial MYFW -2.90% 58 Peter Lynch Fair Value is $7.80 as of Jul. 18, 2026, which is 273% above its 10-year median of 2.09. GuruFocus rates MYFW with a GF Score™ of 58/100 and a GF Value™ of $22.92 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 872 Banks companies, First Western Financial ranks worse than 97.71% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, First Western Financial's PEG is 1. First Western Financial's 5-Year TTM Book Value Growth Rate is 5.98. First Western Financial's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $1.30. Therefore, the Peter Lynch Fair Value for today is $7.80.

As of today (2026-07-18), First Western Financial's share price is $33.14. First Western Financial's Peter Lynch fair value is $7.80. Therefore, First Western Financial's Price to Peter Lynch Fair Value Ratio for today is 4.25.


The historical rank and industry rank for First Western Financial's Peter Lynch Fair Value or its related term are showing as below:

MYFW' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.63   Med: 2.09   Max: 4.22
Current: 4.22


During the past 10 years, the highest Price to Peter Lynch Fair Value Ratio of First Western Financial was 4.22. The lowest was 0.63. And the median was 2.09.


MYFW's Price-to-Peter-Lynch-Fair-Value is ranked worse than
97.71% of 872 companies
in the Banks industry
Industry Median: 1.13 vs MYFW: 4.22

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


First Western Financial  (NAS:MYFW) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 5.98 instead of 15 in this case.

First Western Financial's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=33.14/7.80
=4.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Western Financial Peter Lynch Fair Value Related Terms


First Western Financial Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for First Western Financial's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Western Financial Peter Lynch Fair Value Chart

First Western Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 34.75 13.66 8.67 7.43

First Western Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.84 8.64 8.07 7.43 7.85

MYFW vs JMSB, FCCO, CSHX: Peter Lynch Fair Value Comparison

For the Banks - Regional subindustry, First Western Financial's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Western Financial Price-to-Peter-Lynch-Fair-Value vs Banks Industry

For the Banks industry and Financial Services sector, First Western Financial's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where First Western Financial's Price-to-Peter-Lynch-Fair-Value falls into.


MYFW
58GF Score
First Western Financial Inc MYFW
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Western Financial Peter Lynch Fair Value Calculation

First Western Financial's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 5.98 *1.304
=7.80

First Western Financial's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $1.30.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of $7.80 mean?
First Western Financial (MYFW) has a Peter Lynch Fair Value of $7.80 as of Jul. 18, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on First Western Financial and its competitors. This is 273% above median its historical median of 2.09. Over the past decade, First Western Financial's Peter Lynch Fair Value has ranged from 0.63 to 4.22. According to the industry distribution chart, First Western Financial ranks #852 out of 872 companies in the Banks industry, placing it in the top 97.7%.
Is First Western Financial's Peter Lynch Fair Value too high?
First Western Financial's current Peter Lynch Fair Value of $7.80 is 273% above median its 10-year median of 2.09. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 4.22. The Banks industry median Peter Lynch Fair Value is 1.13. First Western Financial's value of $7.80 is 590.3% above this industry median. Based on the distribution chart, First Western Financial ranks #852 out of 872 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Western Financial has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Western Financial's Peter Lynch Fair Value compare to JMSB and FCCO?
According to the Banks industry distribution chart, First Western Financial ranks #852 out of 872 companies for Peter Lynch Fair Value. This places First Western Financial in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.13. First Western Financial's value of $7.80 is 590.3% above this benchmark. Historically, First Western Financial's own Peter Lynch Fair Value has ranged from 0.63 to 4.22 over the past decade. While the company's 10-year median is 2.09 vs. the industry median of 1.13, First Western Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.13, based on 872 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Western Financial's current Peter Lynch Fair Value of $7.80 is 590.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on First Western Financial and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Western Financial's current Peter Lynch Fair Value is $7.80, which is 273% above median its own 10-year median of 2.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Western Financial stock overvalued right now?
Based on GuruFocus' analysis, First Western Financial (MYFW) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.92, compared to a current price of $33.14 — trading 44.6% above its estimated fair value. The current Peter Lynch Fair Value is $7.80, which is 273% above median its 10-year median of 2.09 and 590.3% above the Banks industry median of 1.13. First Western Financial's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For First Western Financial (MYFW), the current Peter Lynch Fair Value is $7.80 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Western Financial (MYFW) Overvalued in 2026?

Based on GuruFocus' analysis, First Western Financial stock appears to be overvalued. The current stock price of $33.14 is trading 44.6% above its estimated GF Value™ of $22.92. GuruFocus considers First Western Financial to be Significantly Overvalued.

Key valuation signals for MYFW:

  • Peter Lynch Fair Value: $7.80 (273% above median its 10-year median of 2.09)
  • GF Value™: $22.92 vs. price of $33.14 (44.6% above fair value)
  • GF Score™: 58/100 with 6 warning signs
  • Industry Position: 590.3% above the Banks median (#852 of 872)

No single metric tells the full story. See the MYFW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Western Financial Business Description

Other Exchanges 33Q:Germany
Address 1900 16th Street, Suite 1200, Denver, CO, USA, 80202
First Western Financial Inc is a financial holding company that provides a fully integrated suite of wealth management services on its private trust bank platform, which includes a comprehensive selection of deposit, loan, trust, wealth planning, and investment management products and services. The company has two operating segments; The Wealth Management segment consists of operations relative to the Company's fully integrated wealth management products and services, and The Mortgage segment consists of operations relative to the Company's residential mortgage service offerings. The bank derives its majority revenue from the wealth management segment.
58GF Score

Get the complete analysis for MYFW

Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.14
Price
$22.92
GF Value