First Western FinancialMYFW -1.06%61 OCF Margin % is 55.41% as of Mar. 2026, which is 348% above its 10-year median of 12.37. GuruFocus rates MYFW with a GF Score™ of 61/100 and a GF Value™ of $23.02 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,501 Banks companies, First Western Financial ranks worse than 73.15% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Western Financial's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Western Financial OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, First Western Financial's OCF Margin % distribution charts can be found below:
* The bar in red indicates where First Western Financial's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Western Financial (MYFW) has a OCF Margin % of 55.41% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on First Western Financial and its competitors. This is 348% above median its historical median of 12.37. According to the industry distribution chart, First Western Financial ranks #1098 out of 1501 companies in the Banks industry, placing it in the top 73.2%.
Is First Western Financial's OCF Margin % too high?
First Western Financial's current OCF Margin % of 55.41% is 348% above median its 10-year median of 12.37. The Banks industry median OCF Margin % is 29.44. First Western Financial's value of 55.41% is 88.2% above this industry median. Based on the distribution chart, First Western Financial ranks #1098 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, First Western Financial has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Western Financial's OCF Margin % compare to FVCB and LRBI?
According to the Banks industry distribution chart, First Western Financial ranks #1098 out of 1501 companies for OCF Margin %. This places First Western Financial in the lower half of its industry. The industry median OCF Margin % is 29.44. First Western Financial's value of 55.41% is 88.2% above this benchmark. While the company's 10-year median is 12.37 vs. the industry median of 29.44, First Western Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Western Financial's current OCF Margin % of 55.41% is 88.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on First Western Financial and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Western Financial's current OCF Margin % is 55.41%, which is 348% above median its own 10-year median of 12.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Western Financial stock overvalued right now?
Based on GuruFocus' analysis, First Western Financial (MYFW) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.02, compared to a current price of $30.66 — trading 33.2% above its estimated fair value. The current OCF Margin % is 55.41%, which is 348% above median its 10-year median of 12.37 and 88.2% above the Banks industry median of 29.44. First Western Financial's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For First Western Financial (MYFW), the current OCF Margin % is 55.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Western Financial (MYFW) Overvalued in 2026?
Based on GuruFocus' analysis, First Western Financial stock appears to be overvalued.
The current stock price of $30.66 is trading 33.2% above its estimated GF Value™ of $23.02.
GuruFocus considers First Western Financial to be Significantly Overvalued.
Key valuation signals for MYFW:
OCF Margin %: 55.41% (348% above median its 10-year median of 12.37)
GF Value™: $23.02 vs. price of $30.66 (33.2% above fair value)
Industry Position: 88.2% above the Banks median (#1098 of 1501)
No single metric tells the full story. See the MYFW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Western Financial Inc is a financial holding company that provides a fully integrated suite of wealth management services on its private trust bank platform, which includes a comprehensive selection of deposit, loan, trust, wealth planning, and investment management products and services. The company has two operating segments; The Wealth Management segment consists of operations relative to the Company's fully integrated wealth management products and services, and The Mortgage segment consists of operations relative to the Company's residential mortgage service offerings. The bank derives its majority revenue from the wealth management segment.
61GF Score
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