Pacific Financial (Pacific Financial) Equity-to-Asset : 0.10 (As of Mar. 2024)

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What is Pacific Financial Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Pacific Financial's Total Stockholders Equity for the quarter that ended in Mar. 2024 was $114.73 Mil. Pacific Financial's Total Assets for the quarter that ended in Mar. 2024 was $1,134.59 Mil. Therefore, Pacific Financial's Equity to Asset Ratio for the quarter that ended in Mar. 2024 was 0.10.

The historical rank and industry rank for Pacific Financial's Equity-to-Asset or its related term are showing as below:

PFLC' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07 Med: 0.1 Max: 0.12
Current: 0.1

During the past 13 years, the highest Equity to Asset Ratio of Pacific Financial was 0.12. The lowest was 0.07. And the median was 0.10.

PFLC's Equity-to-Asset is ranked better than
59.48% of 1466 companies
in the Banks industry
Industry Median: 0.09 vs PFLC: 0.10

Pacific Financial Equity-to-Asset Historical Data

The historical data trend for Pacific Financial's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pacific Financial Equity-to-Asset Chart

Pacific Financial Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Equity-to-Asset

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0.11

0.10

0.09

0.08

0.10

Pacific Financial Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Equity-to-Asset	Get a 7-Day Free Trial															0.09	0.09	0.09	0.10	0.10

Competitive Comparison of Pacific Financial's Equity-to-Asset

For the Banks - Regional subindustry, Pacific Financial's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pacific Financial's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pacific Financial's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Pacific Financial's Equity-to-Asset falls into.

Pacific Financial Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Pacific Financial's Equity to Asset Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Equity to Asset (A: Dec. 2023 )	=	Total Stockholders Equity	/	Total Assets
	=	114.691	/	1148.899
	=	0.10

Pacific Financial's Equity to Asset Ratio for the quarter that ended in Mar. 2024 is calculated as

Equity to Asset (Q: Mar. 2024 )	=	Total Stockholders Equity	/	Total Assets
	=	114.725	/	1134.586
	=	0.10

Pacific Financial (OTCPK:PFLC) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.

Pacific Financial Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of Pacific Financial's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.

Pacific Financial (Pacific Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Pacific Financial Corp (OTCPK:PFLC) » Definitions » Equity-to-Asset

Comparable Companies

Traded in Other Exchanges

N/A

Address

1216 Skyview Drive, Aberdeen, WA, USA, 98520

Website

https://www.bankofthepacific.com

Pacific Financial Corp is active in the financial services domain as a bank holding company of the Bank of the Pacific, based in the United States. Its business also includes loan production and real estate mortgage provision. Its commercial banking division caters through services such as business checking, business savings and certificates of deposits, business loans, treasury management and commercial real estate loans, while its personal banking services comprise of checking solutions, savings solutions, consumer loans and lines of credit.

Executives

Kristi Gundersen	director	PO BOX 1826, ABERDEEN WA 98520
Daniel J. Tupper	director	PO BOX 1826, ABERDEEN WA 98520
Loretta B Reece	director	PO BOX 1826, ABERDEEN WA 98520
Douglas N Biddle	officer: CFO	1101 S. BOONE STREET, ABERDEEN WA 98520-5244
Randy Rust	director	300 E MARKET STREET, ABERDEEN WA 98520-5244
Dwayne Carter	director	1101 S BOONE STREET, ABERDEEN WA 98520
Denise Portmann	officer: VP & CASHIER
Douglas M Schermer	director
Dennis A Long	director, officer: President
Randy W Rognlin	director
Edward Ketel	director
Philippe S Swaab	officer: Vice President	1101 S BOONE STREET, ABERDEEN WA 98520
Duane E Hagstrom	director
Dijk John Van	officer: Secretary
Susan C Freese	director