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Pacific Financial (Pacific Financial) Net Margin % : 20.63% (As of Mar. 2024)


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What is Pacific Financial Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Pacific Financial's Net Income for the three months ended in Mar. 2024 was $2.65 Mil. Pacific Financial's Revenue for the three months ended in Mar. 2024 was $12.85 Mil. Therefore, Pacific Financial's net margin for the quarter that ended in Mar. 2024 was 20.63%.

The historical rank and industry rank for Pacific Financial's Net Margin % or its related term are showing as below:

PFLC' s Net Margin % Range Over the Past 10 Years
Min: 14.03   Med: 21.23   Max: 26.38
Current: 24.42


PFLC's Net Margin % is ranked worse than
52.51% of 1457 companies
in the Banks industry
Industry Median: 25.09 vs PFLC: 24.42

Pacific Financial Net Margin % Historical Data

The historical data trend for Pacific Financial's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pacific Financial Net Margin % Chart

Pacific Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.19 19.85 24.12 22.60 26.38

Pacific Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.57 28.09 26.24 22.32 20.63

Competitive Comparison of Pacific Financial's Net Margin %

For the Banks - Regional subindustry, Pacific Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific Financial's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pacific Financial's Net Margin % distribution charts can be found below:

* The bar in red indicates where Pacific Financial's Net Margin % falls into.



Pacific Financial Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Pacific Financial's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=14.605/55.372
=26.38 %

Pacific Financial's Net Margin for the quarter that ended in Mar. 2024 is calculated as

Net Margin=Net Income (Q: Mar. 2024 )/Revenue (Q: Mar. 2024 )
=2.65/12.845
=20.63 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Pacific Financial  (OTCPK:PFLC) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Pacific Financial Net Margin % Related Terms

Thank you for viewing the detailed overview of Pacific Financial's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Pacific Financial (Pacific Financial) Business Description

Traded in Other Exchanges
N/A
Address
1216 Skyview Drive, Aberdeen, WA, USA, 98520
Pacific Financial Corp is active in the financial services domain as a bank holding company of the Bank of the Pacific, based in the United States. Its business also includes loan production and real estate mortgage provision. Its commercial banking division caters through services such as business checking, business savings and certificates of deposits, business loans, treasury management and commercial real estate loans, while its personal banking services comprise of checking solutions, savings solutions, consumer loans and lines of credit.
Executives
Kristi Gundersen director PO BOX 1826, ABERDEEN WA 98520
Daniel J. Tupper director PO BOX 1826, ABERDEEN WA 98520
Loretta B Reece director PO BOX 1826, ABERDEEN WA 98520
Douglas N Biddle officer: CFO 1101 S. BOONE STREET, ABERDEEN WA 98520-5244
Randy Rust director 300 E MARKET STREET, ABERDEEN WA 98520-5244
Dwayne Carter director 1101 S BOONE STREET, ABERDEEN WA 98520
Denise Portmann officer: VP & CASHIER
Douglas M Schermer director
Dennis A Long director, officer: President
Randy W Rognlin director
Edward Ketel director
Philippe S Swaab officer: Vice President 1101 S BOONE STREET, ABERDEEN WA 98520
Duane E Hagstrom director
Dijk John Van officer: Secretary
Susan C Freese director