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City & Land DevelopersPHS:LAND 54 Equity-to-Asset is 0.72 as of Mar. 2026, which is 17% below its 10-year median of 0.87. GuruFocus rates PHS:LAND with a GF Score™ of 54/100 and a GF Value™ of ₱1.46. The stock has 5 warning signs investors should review. Among 1,801 Real Estate companies, City & Land Developers ranks better than 81.57% on this metric.
The historical rank and industry rank for City & Land Developers's Equity-to-Asset or its related term are showing as below:
PHS:LAND'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.72 Med: 0.87 Max: 0.94
Current: 0.72
During the past 13 years, the highest Equity to Asset Ratio of City & Land Developers was 0.94. The lowest was 0.72. And the median was 0.87.
PHS:LAND's Equity-to-Asset is ranked better than 81.57% of 1801
companies
in the Real Estate industry
Industry Median: 0.45
vs PHS:LAND: 0.72
City & Land Developers (PHS:LAND) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
City & Land Developers Equity-to-Asset Related Terms
City & Land Developers Equity-to-Asset Historical Data
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The historical data trend for City & Land Developers's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
City & Land Developers Equity-to-Asset Competitor Comparison
For the Real Estate - Diversified subindustry, City & Land Developers's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
City & Land Developers Equity-to-Asset vs Real Estate Industry
For the Real Estate industry and Real Estate sector, City & Land Developers's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where City & Land Developers's Equity-to-Asset falls into.
City & Land Developers Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
City & Land Developers's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
City & Land Developers (PHS:LAND) has a Equity-to-Asset of 0.72 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on City & Land Developers and its competitors. This is 17% below median its historical median of 0.87. Over the past decade, City & Land Developers' Equity-to-Asset has ranged from 0.72 to 0.94. According to the industry distribution chart, City & Land Developers ranks #332 out of 1801 companies in the Real Estate industry, placing it in the top 18.4%.
Is City & Land Developers' Equity-to-Asset too high?
City & Land Developers' current Equity-to-Asset of 0.72 is 17% below median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 0.94. The Real Estate industry median Equity-to-Asset is 0.45. City & Land Developers' value of 0.72 is 60% above this industry median. Based on the distribution chart, City & Land Developers ranks #332 out of 1801 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, City & Land Developers has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does City & Land Developers' Equity-to-Asset compare to competitors?
According to the Real Estate industry distribution chart, City & Land Developers ranks #332 out of 1801 companies for Equity-to-Asset. This places City & Land Developers in the top 18% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.45. City & Land Developers' value of 0.72 is 60% above this benchmark. Historically, City & Land Developers' own Equity-to-Asset has ranged from 0.72 to 0.94 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 0.45, City & Land Developers has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Real Estate company?
The median Equity-to-Asset among Real Estate companies is 0.45, based on 1,801 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. City & Land Developers's current Equity-to-Asset of 0.72 is 60% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on City & Land Developers and its competitors. For the Real Estate industry, the median Equity-to-Asset is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. City & Land Developers's current Equity-to-Asset is 0.72, which is 17% below median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City & Land Developers stock overvalued right now?
City & Land Developers (PHS:LAND) has a current Equity-to-Asset of 0.72. The stock's GF Value™ is ₱1.46, compared to a current price of ₱0.49 — trading 66.8% below its estimated fair value. The current Equity-to-Asset is 0.72, which is 17% below median its 10-year median of 0.87 and 60% above the Real Estate industry median of 0.45. City & Land Developers' overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For City & Land Developers (PHS:LAND), the current Equity-to-Asset is 0.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is City & Land Developers (PHS:LAND) Overvalued in 2026?
Based on GuruFocus' analysis, City & Land Developers stock appears to be undervalued.
The current stock price of ₱0.49 is trading 66.8% below its estimated GF Value™ of ₱1.46.
Key valuation signals for PHS:LAND:
Equity-to-Asset: 0.72 (17% below median its 10-year median of 0.87)
GF Value™: ₱1.46 vs. price of ₱0.49 (66.8% below fair value)
Industry Position: 60% above the Real Estate median (#332 of 1801)
No single metric tells the full story. See the PHS:LAND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
City & Land Developers Inc is engaged in acquiring and developing suitable land sites for residential, office, commercial, institutional, and industrial uses. It also focuses on establishing an effective institutional medium. The completed projects of the company are North Residences, Grand Emerald Tower, Manila Residences Bocobo, and many more. Its reportable segments are the Sale of Real Estate Properties and the Lease of Real Estate Properties. Generating, a majority of its revenue from the sale of real estate properties.
54GF Score
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