City & Land DevelopersPHS:LAND 57 Interest Coverage is 34.30 as of Mar. 2026, which is 84% below its 10-year median of 212.97. GuruFocus rates PHS:LAND with a GF Score™ of 57/100 and a GF Value™ of ₱1.46 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,296 Real Estate companies, City & Land Developers ranks better than 78.16% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. City & Land Developers's
Operating Income
for the
three
months ended in Mar. 2026 was ₱76.5 Mil. City & Land Developers's Interest Expense for the
three
months ended in Mar. 2026 was ₱-2.2 Mil.
City & Land Developers's interest coverage for the quarter that ended in Mar. 2026 was 34.30.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for City & Land Developers's Interest Coverage or its related term are showing as below:
PHS:LAND'
s Interest Coverage Range Over the Past 10 Years
Min: 10 Med: 212.97 Max: 10511.71
Current: 23.22
PHS:LAND's Interest Coverage is ranked better than 78.16% of 1296
companies
in the Real Estate industry
Industry Median: 4.245
vs PHS:LAND: 23.22
City & Land Developers (PHS:LAND) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
City & Land Developers Interest Coverage Related Terms
City & Land Developers Interest Coverage Historical Data
* Premium members only.
The historical data trend for City & Land Developers's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
City & Land Developers Interest Coverage Competitor Comparison
For the Real Estate - Diversified subindustry, City & Land Developers's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
City & Land Developers Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, City & Land Developers's Interest Coverage distribution charts can be found below:
* The bar in red indicates where City & Land Developers's Interest Coverage falls into.
City & Land Developers Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
City & Land Developers (PHS:LAND) has a Interest Coverage of 34.30 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on City & Land Developers and its competitors. This is 84% below median its historical median of 212.97. Over the past decade, City & Land Developers' Interest Coverage has ranged from 10.00 to 10,511.71. According to the industry distribution chart, City & Land Developers ranks #283 out of 1296 companies in the Real Estate industry, placing it in the top 21.8%.
Is City & Land Developers' Interest Coverage too high?
City & Land Developers' current Interest Coverage of 34.30 is 84% below median its 10-year median of 212.97. Over the past 10 years, this metric has ranged from a low of 10.00 to a high of 10,511.71. The Real Estate industry median Interest Coverage is 4.25. City & Land Developers' value of 34.30 is 708% above this industry median. Based on the distribution chart, City & Land Developers ranks #283 out of 1296 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, City & Land Developers has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does City & Land Developers' Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, City & Land Developers ranks #283 out of 1296 companies for Interest Coverage. This places City & Land Developers in the top 22% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 4.25. City & Land Developers' value of 34.30 is 708% above this benchmark. Historically, City & Land Developers' own Interest Coverage has ranged from 10.00 to 10,511.71 over the past decade. While the company's 10-year median is 212.97 vs. the industry median of 4.25, City & Land Developers has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,296 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. City & Land Developers's current Interest Coverage of 34.30 is 708% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on City & Land Developers and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. City & Land Developers's current Interest Coverage is 34.30, which is 84% below median its own 10-year median of 212.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City & Land Developers stock overvalued right now?
Based on GuruFocus' analysis, City & Land Developers (PHS:LAND) is currently considered Possible Value Trap. The stock's GF Value™ is ₱1.46, compared to a current price of ₱0.49 — trading 66.8% below its estimated fair value. The current Interest Coverage is 34.30, which is 84% below median its 10-year median of 212.97 and 708% above the Real Estate industry median of 4.25. City & Land Developers' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For City & Land Developers (PHS:LAND), the current Interest Coverage is 34.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is City & Land Developers (PHS:LAND) Overvalued in 2026?
Based on GuruFocus' analysis, City & Land Developers stock appears to be undervalued.
The current stock price of ₱0.49 is trading 66.8% below its estimated GF Value™ of ₱1.46.
GuruFocus considers City & Land Developers to be Possible Value Trap.
Key valuation signals for PHS:LAND:
Interest Coverage: 34.30 (84% below median its 10-year median of 212.97)
GF Value™: ₱1.46 vs. price of ₱0.49 (66.8% below fair value)
Industry Position: 708% above the Real Estate median (#283 of 1296)
No single metric tells the full story. See the PHS:LAND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
City & Land Developers Inc is engaged in acquiring and developing suitable land sites for residential, office, commercial, institutional, and industrial uses. It also focuses on establishing an effective institutional medium. The completed projects of the company are North Residences, Grand Emerald Tower, Manila Residences Bocobo, and many more. Its reportable segments are the Sale of Real Estate Properties and the Lease of Real Estate Properties. Generating, a majority of its revenue from the sale of real estate properties.
57GF Score
Get the complete analysis for PHS:LAND
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PHS:LAND has been successfully added to your 
