City & Land DevelopersPHS:LAND 54 Debt-to-EBITDA is 0.87 as of Mar. 2026, which is 44% below its 10-year median of 1.55. GuruFocus rates PHS:LAND with a GF Score™ of 54/100 and a GF Value™ of ₱1.46. The stock has 5 warning signs investors should review. Among 1,272 Real Estate companies, City & Land Developers ranks better than 84.67% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for City & Land Developers's Debt-to-EBITDA or its related term are showing as below:
PHS:LAND'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.97 Med: 1.55 Max: 1.76
Current: 1.08
During the past 13 years, the highest Debt-to-EBITDA Ratio of City & Land Developers was 1.76. The lowest was 0.97. And the median was 1.55.
PHS:LAND's Debt-to-EBITDA is ranked better than 84.67% of 1272
companies
in the Real Estate industry
Industry Median: 5.6
vs PHS:LAND: 1.08
City & Land Developers (PHS:LAND) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
City & Land Developers Debt-to-EBITDA Related Terms
City & Land Developers Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for City & Land Developers's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
City & Land Developers Debt-to-EBITDA Competitor Comparison
For the Real Estate - Diversified subindustry, City & Land Developers's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
City & Land Developers Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, City & Land Developers's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where City & Land Developers's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
City & Land Developers (PHS:LAND) has a Debt-to-EBITDA of 0.87 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on City & Land Developers. This is 44% below median its historical median of 1.55. Over the past decade, City & Land Developers' Debt-to-EBITDA has ranged from 0.97 to 1.76. According to the industry distribution chart, City & Land Developers ranks #195 out of 1272 companies in the Real Estate industry, placing it in the top 15.3%.
Is City & Land Developers' Debt-to-EBITDA too high?
City & Land Developers' current Debt-to-EBITDA of 0.87 is 44% below median its 10-year median of 1.55. Over the past 10 years, this metric has ranged from a low of 0.97 to a high of 1.76. The Real Estate industry median Debt-to-EBITDA is 5.60. City & Land Developers' value of 0.87 is 84.5% below this industry median. Based on the distribution chart, City & Land Developers ranks #195 out of 1272 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, City & Land Developers has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does City & Land Developers' Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, City & Land Developers ranks #195 out of 1272 companies for Debt-to-EBITDA. This places City & Land Developers in the top 15% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 5.60. City & Land Developers' value of 0.87 is 84.5% below this benchmark. Historically, City & Land Developers' own Debt-to-EBITDA has ranged from 0.97 to 1.76 over the past decade. While the company's 10-year median is 1.55 vs. the industry median of 5.60, City & Land Developers has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.60, based on 1,272 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. City & Land Developers's current Debt-to-EBITDA of 0.87 is 84.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on City & Land Developers. For the Real Estate industry, the median Debt-to-EBITDA is 5.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. City & Land Developers's current Debt-to-EBITDA is 0.87, which is 44% below median its own 10-year median of 1.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City & Land Developers stock overvalued right now?
City & Land Developers (PHS:LAND) has a current Debt-to-EBITDA of 0.87. The stock's GF Value™ is ₱1.46, compared to a current price of ₱0.49 — trading 66.8% below its estimated fair value. The current Debt-to-EBITDA is 0.87, which is 44% below median its 10-year median of 1.55 and 84.5% below the Real Estate industry median of 5.60. City & Land Developers' overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For City & Land Developers (PHS:LAND), the current Debt-to-EBITDA is 0.87 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is City & Land Developers (PHS:LAND) Overvalued in 2026?
Based on GuruFocus' analysis, City & Land Developers stock appears to be undervalued.
The current stock price of ₱0.49 is trading 66.8% below its estimated GF Value™ of ₱1.46.
Key valuation signals for PHS:LAND:
Debt-to-EBITDA: 0.87 (44% below median its 10-year median of 1.55)
GF Value™: ₱1.46 vs. price of ₱0.49 (66.8% below fair value)
Industry Position: 84.5% below the Real Estate median (#195 of 1272)
No single metric tells the full story. See the PHS:LAND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
City & Land Developers Inc is engaged in acquiring and developing suitable land sites for residential, office, commercial, institutional, and industrial uses. It also focuses on establishing an effective institutional medium. The completed projects of the company are North Residences, Grand Emerald Tower, Manila Residences Bocobo, and many more. Its reportable segments are the Sale of Real Estate Properties and the Lease of Real Estate Properties. Generating, a majority of its revenue from the sale of real estate properties.
54GF Score
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