City & Land DevelopersPHS:LAND 54 Debt-to-Equity is 0.12 as of Mar. 2026, which is 9% above its 10-year median of 0.11. GuruFocus rates PHS:LAND with a GF Score™ of 54/100 and a GF Value™ of ₱1.46. The stock has 5 warning signs investors should review. Among 1,541 Real Estate companies, City & Land Developers ranks better than 85.59% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for City & Land Developers's Debt-to-Equity or its related term are showing as below:
PHS:LAND'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.03 Med: 0.11 Max: 0.16
Current: 0.12
During the past 13 years, the highest Debt-to-Equity Ratio of City & Land Developers was 0.16. The lowest was 0.03. And the median was 0.11.
PHS:LAND's Debt-to-Equity is ranked better than 85.59% of 1541
companies
in the Real Estate industry
Industry Median: 0.73
vs PHS:LAND: 0.12
City & Land Developers (PHS:LAND) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
City & Land Developers Debt-to-Equity Related Terms
City & Land Developers Debt-to-Equity Historical Data
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The historical data trend for City & Land Developers's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
City & Land Developers Debt-to-Equity Competitor Comparison
For the Real Estate - Diversified subindustry, City & Land Developers's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
City & Land Developers Debt-to-Equity vs Real Estate Industry
For the Real Estate industry and Real Estate sector, City & Land Developers's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where City & Land Developers's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
City & Land Developers (PHS:LAND) has a Debt-to-Equity of 0.12 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on City & Land Developers and its competitors. This is near median its historical median of 0.11. Over the past decade, City & Land Developers' Debt-to-Equity has ranged from 0.03 to 0.16. According to the industry distribution chart, City & Land Developers ranks #222 out of 1541 companies in the Real Estate industry, placing it in the top 14.4%.
Is City & Land Developers' Debt-to-Equity too high?
City & Land Developers' current Debt-to-Equity of 0.12 is near median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.16. The Real Estate industry median Debt-to-Equity is 0.73. City & Land Developers' value of 0.12 is 83.6% below this industry median. Based on the distribution chart, City & Land Developers ranks #222 out of 1541 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, City & Land Developers has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does City & Land Developers' Debt-to-Equity compare to competitors?
According to the Real Estate industry distribution chart, City & Land Developers ranks #222 out of 1541 companies for Debt-to-Equity. This places City & Land Developers in the top 14% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.73. City & Land Developers' value of 0.12 is 83.6% below this benchmark. Historically, City & Land Developers' own Debt-to-Equity has ranged from 0.03 to 0.16 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.73, City & Land Developers has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Real Estate company?
The median Debt-to-Equity among Real Estate companies is 0.73, based on 1,541 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. City & Land Developers's current Debt-to-Equity of 0.12 is 83.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on City & Land Developers and its competitors. For the Real Estate industry, the median Debt-to-Equity is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. City & Land Developers's current Debt-to-Equity is 0.12, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City & Land Developers stock overvalued right now?
City & Land Developers (PHS:LAND) has a current Debt-to-Equity of 0.12. The stock's GF Value™ is ₱1.46, compared to a current price of ₱0.49 — trading 66.8% below its estimated fair value. The current Debt-to-Equity is 0.12, which is near median its 10-year median of 0.11 and 83.6% below the Real Estate industry median of 0.73. City & Land Developers' overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For City & Land Developers (PHS:LAND), the current Debt-to-Equity is 0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is City & Land Developers (PHS:LAND) Overvalued in 2026?
Based on GuruFocus' analysis, City & Land Developers stock appears to be undervalued.
The current stock price of ₱0.49 is trading 66.8% below its estimated GF Value™ of ₱1.46.
Key valuation signals for PHS:LAND:
Debt-to-Equity: 0.12 (near median its 10-year median of 0.11)
GF Value™: ₱1.46 vs. price of ₱0.49 (66.8% below fair value)
Industry Position: 83.6% below the Real Estate median (#222 of 1541)
No single metric tells the full story. See the PHS:LAND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
City & Land Developers Inc is engaged in acquiring and developing suitable land sites for residential, office, commercial, institutional, and industrial uses. It also focuses on establishing an effective institutional medium. The completed projects of the company are North Residences, Grand Emerald Tower, Manila Residences Bocobo, and many more. Its reportable segments are the Sale of Real Estate Properties and the Lease of Real Estate Properties. Generating, a majority of its revenue from the sale of real estate properties.
54GF Score
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