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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
State Bank of IndiaSBKFF 67 Equity-to-Asset is 0.07 as of Jun. 2026, which is 17% above its 10-year median of 0.06. GuruFocus rates SBKFF with a GF Score™ of 67/100 and a GF Value™ of $90.26 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,521 Banks companies, State Bank of India ranks worse than 76.2% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. State Bank of India's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $65,495 Mil. State Bank of India's Total Assets for the quarter that ended in Jun. 2026 was $884,923 Mil.
Therefore, State Bank of India's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.07.
The historical rank and industry rank for State Bank of India's Equity-to-Asset or its related term are showing as below:
SBKFF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06 Med: 0.06 Max: 0.08
Current: 0.07
During the past 13 years, the highest Equity to Asset Ratio of State Bank of India was 0.08. The lowest was 0.06. And the median was 0.06.
SBKFF's Equity-to-Asset is ranked worse than 76.2% of 1521
companies
in the Banks industry
Industry Median: 0.1
vs SBKFF: 0.07
State Bank of India (OTCPK:SBKFF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
State Bank of India Equity-to-Asset Related Terms
State Bank of India Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for State Bank of India's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, State Bank of India's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
State Bank of India Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, State Bank of India's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where State Bank of India's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
State Bank of India's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
State Bank of India (SBKFF) has a Equity-to-Asset of 0.07 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on State Bank of India and its competitors. This is 17% above median its historical median of 0.06. Over the past decade, State Bank of India's Equity-to-Asset has ranged from 0.06 to 0.08. According to the industry distribution chart, State Bank of India ranks #1159 out of 1521 companies in the Banks industry, placing it in the top 76.2%.
Is State Bank of India's Equity-to-Asset too high?
State Bank of India's current Equity-to-Asset of 0.07 is 17% above median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.08. The Banks industry median Equity-to-Asset is 0.10. State Bank of India's value of 0.07 is 30% below this industry median. Based on the distribution chart, State Bank of India ranks #1159 out of 1521 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, State Bank of India has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does State Bank of India's Equity-to-Asset compare to USB?
According to the Banks industry distribution chart, State Bank of India ranks #1159 out of 1521 companies for Equity-to-Asset. This places State Bank of India in the lower half of its industry. The industry median Equity-to-Asset is 0.10. State Bank of India's value of 0.07 is 30% below this benchmark. Historically, State Bank of India's own Equity-to-Asset has ranged from 0.06 to 0.08 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.10, State Bank of India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. State Bank of India's current Equity-to-Asset of 0.07 is 30% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on State Bank of India and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. State Bank of India's current Equity-to-Asset is 0.07, which is 17% above median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is State Bank of India stock overvalued right now?
Based on GuruFocus' analysis, State Bank of India (SBKFF) is currently considered Modestly Overvalued. The stock's GF Value™ is $90.26, compared to a current price of $104.26 — trading 15.5% above its estimated fair value. The current Equity-to-Asset is 0.07, which is 17% above median its 10-year median of 0.06 and 30% below the Banks industry median of 0.10. State Bank of India's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For State Bank of India (SBKFF), the current Equity-to-Asset is 0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is State Bank of India (SBKFF) Overvalued in 2026?
Based on GuruFocus' analysis, State Bank of India stock appears to be overvalued.
The current stock price of $104.26 is trading 15.5% above its estimated GF Value™ of $90.26.
GuruFocus considers State Bank of India to be Modestly Overvalued.
Key valuation signals for SBKFF:
Equity-to-Asset: 0.07 (17% above median its 10-year median of 0.06)
GF Value™: $90.26 vs. price of $104.26 (15.5% above fair value)
Industry Position: 30% below the Banks median (#1159 of 1521)
No single metric tells the full story. See the SBKFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
State Bank of India is a bank in India. The bank's business segments include Treasury; Corporate/Wholesale Banking; Retail Banking and Other Banking businesses. The bank generates maximum revenue from the Retail Banking segment. The Retail Banking Segment comprises retail branches, which include Personal Banking activities including lending activities to corporate customers having banking relations with these branches. This segment also includes the agency business and ATMs. Geographically, the Company derives a majority of its revenue from India, It also operates in Foreign Countries.
67GF Score
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