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State Bank of IndiaSBKFF 69 5-Year Yield-on-Cost % is 1.64 as of Jul. 17, 2026, which is 26% above its 10-year median of 1.30. GuruFocus rates SBKFF with a GF Score™ of 69/100 and a GF Value™ of $85.41 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,255 Banks companies, State Bank of India ranks worse than 85.18% on this metric.
State Bank of India's yield on cost for the quarter that ended in Mar. 2026 was 1.64.
The historical rank and industry rank for State Bank of India's 5-Year Yield-on-Cost % or its related term are showing as below:
SBKFF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.75 Med: 1.3 Max: 2.02
Current: 1.64
During the past 13 years, State Bank of India's highest Yield on Cost was 2.02. The lowest was 0.75. And the median was 1.30.
SBKFF's 5-Year Yield-on-Cost % is ranked worse than 85.18% of 1255
companies
in the Banks industry
Industry Median: 3.85
vs SBKFF: 1.64
State Bank of India (OTCPK:SBKFF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
State Bank of India 5-Year Yield-on-Cost % Related Terms
SBKFF vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, State Bank of India's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
State Bank of India 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, State Bank of India's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where State Bank of India's 5-Year Yield-on-Cost % falls into.
State Bank of India 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
State Bank of India (SBKFF) has a 5-Year Yield-on-Cost % of 1.64 as of Jul. 17, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on State Bank of India and its competitors. This is 26% above median its historical median of 1.30. Over the past decade, State Bank of India's 5-Year Yield-on-Cost % has ranged from 0.75 to 2.02. According to the industry distribution chart, State Bank of India ranks #1069 out of 1255 companies in the Banks industry, placing it in the top 85.2%.
Is State Bank of India's 5-Year Yield-on-Cost % too high?
State Bank of India's current 5-Year Yield-on-Cost % of 1.64 is 26% above median its 10-year median of 1.30. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 2.02. The Banks industry median 5-Year Yield-on-Cost % is 3.85. State Bank of India's value of 1.64 is 57.4% below this industry median. Based on the distribution chart, State Bank of India ranks #1069 out of 1255 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, State Bank of India has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does State Bank of India's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, State Bank of India ranks #1069 out of 1255 companies for 5-Year Yield-on-Cost %. This places State Bank of India in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.85. State Bank of India's value of 1.64 is 57.4% below this benchmark. Historically, State Bank of India's own 5-Year Yield-on-Cost % has ranged from 0.75 to 2.02 over the past decade. While the company's 10-year median is 1.30 vs. the industry median of 3.85, State Bank of India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.85, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. State Bank of India's current 5-Year Yield-on-Cost % of 1.64 is 57.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on State Bank of India and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. State Bank of India's current 5-Year Yield-on-Cost % is 1.64, which is 26% above median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is State Bank of India stock overvalued right now?
Based on GuruFocus' analysis, State Bank of India (SBKFF) is currently considered Modestly Overvalued. The stock's GF Value™ is $85.41, compared to a current price of $110.16 — trading 29% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.64, which is 26% above median its 10-year median of 1.30 and 57.4% below the Banks industry median of 3.85. State Bank of India's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For State Bank of India (SBKFF), the current 5-Year Yield-on-Cost % is 1.64 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is State Bank of India (SBKFF) Overvalued in 2026?
Based on GuruFocus' analysis, State Bank of India stock appears to be overvalued.
The current stock price of $110.16 is trading 29% above its estimated GF Value™ of $85.41.
GuruFocus considers State Bank of India to be Modestly Overvalued.
Key valuation signals for SBKFF:
5-Year Yield-on-Cost %: 1.64 (26% above median its 10-year median of 1.30)
GF Value™: $85.41 vs. price of $110.16 (29% above fair value)
Industry Position: 57.4% below the Banks median (#1069 of 1255)
No single metric tells the full story. See the SBKFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
State Bank of India is a bank in India. The bank's business segments include Treasury; Corporate/Wholesale Banking; Retail Banking and Other Banking businesses. The bank generates maximum revenue from the Retail Banking segment. The Retail Banking Segment comprises retail branches, which include Personal Banking activities including lending activities to corporate customers having banking relations with these branches. This segment also includes the agency business and ATMs. Geographically, the Company derives a majority of its revenue from India, It also operates in Foreign Countries.
69GF Score
Get the complete analysis for SBKFF
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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