SBKFF (State Bank of India) Margin of Safety % (DCF FCF Based): -231.11% (As of Jun. 25, 2026)


SBKFF State Bank of India SBKFF
66 GF Score
Price $107.81
GF Value $87.16
Valuation Modestly Overvalued
! 1 Warning Sign
View Full Analysis

What is State Bank of India Margin of Safety % (DCF FCF Based)?

State Bank of India SBKFF -2.37% 66 Margin of Safety % (DCF FCF Based) is -231.11% as of Jun. 25, 2026. GuruFocus rates SBKFF with a GF Score™ of 66/100 and a GF Value™ of $87.16 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), State Bank of India's Predictability Rank is 3.5-Stars. State Bank of India's intrinsic value calculated from the Discounted FCF model is $243.34 and current share price is $107.81. Consequently,

State Bank of India's Margin of Safety % (DCF FCF Based) using Discounted FCF model is -231.11%.

SBKFF vs PNC: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, State Bank of India's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

State Bank of India Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, State Bank of India's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where State Bank of India's Margin of Safety % (DCF FCF Based) falls into.


SBKFF
66GF Score
State Bank of India SBKFF
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

State Bank of India Margin of Safety % (DCF FCF Based) Calculation

State Bank of India's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(32.56-107.81)/32.56
=-231.11 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of -231.11% mean?
State Bank of India (SBKFF) has a Margin of Safety % (DCF FCF Based) of -231.11% as of Jun. 25, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on State Bank of India.
Is State Bank of India's Margin of Safety % (DCF FCF Based) too high?
State Bank of India's current Margin of Safety % (DCF FCF Based) is -231.11%. Overall, State Bank of India has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does State Bank of India's Margin of Safety % (DCF FCF Based) compare to PNC?
State Bank of India's Margin of Safety % (DCF FCF Based) of -231.11% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on State Bank of India. State Bank of India's current Margin of Safety % (DCF FCF Based) is -231.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is State Bank of India stock overvalued right now?
Based on GuruFocus' analysis, State Bank of India (SBKFF) is currently considered Modestly Overvalued. The stock's GF Value™ is $87.16, compared to a current price of $107.81 — trading 23.7% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is -231.11%. State Bank of India's overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For State Bank of India (SBKFF), the current Margin of Safety % (DCF FCF Based) is -231.11% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is State Bank of India (SBKFF) Overvalued in 2026?

Based on GuruFocus' analysis, State Bank of India stock appears to be overvalued. The current stock price of $107.81 is trading 23.7% above its estimated GF Value™ of $87.16. GuruFocus considers State Bank of India to be Modestly Overvalued.

Key valuation signals for SBKFF:

  • Margin of Safety % (DCF FCF Based): -231.11%
  • GF Value™: $87.16 vs. price of $107.81 (23.7% above fair value)
  • GF Score™: 66/100 with 1 warning sign

No single metric tells the full story. See the SBKFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

State Bank of India Business Description

Address Madam Cama Road, State Bank Bhavan, 14th Floor, Corporate Centre, SBI, Shares & Bonds Departmen, Nariman Point, Mumbai, MH, IND, 400 021
State Bank of India is a bank in India. The bank's business segments include Treasury; Corporate/Wholesale Banking; Retail Banking and Other Banking businesses. The bank generates maximum revenue from the Retail Banking segment. The Retail Banking Segment comprises retail branches, which include Personal Banking activities including lending activities to corporate customers having banking relations with these branches. This segment also includes the agency business and ATMs. Geographically, the Company derives a majority of its revenue from India, It also operates in Foreign Countries.
66GF Score

Get the complete analysis for SBKFF

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$107.81
Price
$87.16
GF Value