SBKFF (State Bank of India) Scaled Net Operating Assets: 0.08 (As of Mar. 2026)


SBKFF State Bank of India SBKFF
62 GF Score
Price $107.81
GF Value $84.06
Valuation Modestly Overvalued
! 1 Warning Sign
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What is State Bank of India Scaled Net Operating Assets?

State Bank of India SBKFF 62 Scaled Net Operating Assets is 0.08 as of Mar. 2026. GuruFocus rates SBKFF with a GF Score™ of 62/100 and a GF Value™ of $84.06 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

State Bank of India's operating assets for the quarter that ended in Mar. 2026 was $824,672 Mil. State Bank of India's operating liabilities for the quarter that ended in Mar. 2026 was $751,984 Mil. State Bank of India's Total Assets for the quarter that ended in Dec. 2025 was $875,334 Mil. Therefore, State Bank of India's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.08.

SBKFF
62GF Score
State Bank of India SBKFF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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State Bank of India Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

State Bank of India's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(824671.789-751983.685)/845361.418
=0.09

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=896544.921 - 71873.132
=824671.789

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=830297.229 - 78313.544 - 0
=751983.685

State Bank of India's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(824671.789-751983.685)/875334.011
=0.08

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=896544.921 - 71873.132
=824671.789

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=830297.229 - 78313.544 - 0
=751983.685

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.08 mean?
State Bank of India (SBKFF) has a Scaled Net Operating Assets of 0.08 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on State Bank of India and its competitors.
Is State Bank of India's Scaled Net Operating Assets too high?
State Bank of India's current Scaled Net Operating Assets is 0.08. Overall, State Bank of India has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does State Bank of India's Scaled Net Operating Assets compare to PNC?
State Bank of India's Scaled Net Operating Assets of 0.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on State Bank of India and its competitors. State Bank of India's current Scaled Net Operating Assets is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is State Bank of India stock overvalued right now?
Based on GuruFocus' analysis, State Bank of India (SBKFF) is currently considered Modestly Overvalued. The stock's GF Value™ is $84.06, compared to a current price of $107.81 — trading 28.3% above its estimated fair value. The current Scaled Net Operating Assets is 0.08. State Bank of India's overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For State Bank of India (SBKFF), the current Scaled Net Operating Assets is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is State Bank of India (SBKFF) Overvalued in 2026?

Based on GuruFocus' analysis, State Bank of India stock appears to be overvalued. The current stock price of $107.81 is trading 28.3% above its estimated GF Value™ of $84.06. GuruFocus considers State Bank of India to be Modestly Overvalued.

Key valuation signals for SBKFF:

  • Scaled Net Operating Assets: 0.08
  • GF Value™: $84.06 vs. price of $107.81 (28.3% above fair value)
  • GF Score™: 62/100 with 1 warning sign

No single metric tells the full story. See the SBKFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

State Bank of India Business Description

Address Madam Cama Road, State Bank Bhavan, 14th Floor, Corporate Centre, SBI, Shares & Bonds Departmen, Nariman Point, Mumbai, MH, IND, 400 021
State Bank of India is a bank in India. The bank's business segments include Treasury; Corporate/Wholesale Banking; Retail Banking and Other Banking businesses. The bank generates maximum revenue from the Retail Banking segment. The Retail Banking Segment comprises retail branches, which include Personal Banking activities including lending activities to corporate customers having banking relations with these branches. This segment also includes the agency business and ATMs. Geographically, the Company derives a majority of its revenue from India, It also operates in Foreign Countries.
62GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$107.81
Price
$84.06
GF Value