Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
TriCo BancsharesTCBK -0.80%67 Equity-to-Asset is 0.14 as of Jun. 2026, which is 17% above its 10-year median of 0.12. GuruFocus rates TCBK with a GF Score™ of 67/100 and a GF Value™ of $48.74 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,521 Banks companies, TriCo Bancshares ranks better than 83.17% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. TriCo Bancshares's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $1,343.6 Mil. TriCo Bancshares's Total Assets for the quarter that ended in Jun. 2026 was $9,930.8 Mil.
Therefore, TriCo Bancshares's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.14.
The historical rank and industry rank for TriCo Bancshares's Equity-to-Asset or its related term are showing as below:
TCBK'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.12 Max: 0.14
Current: 0.14
During the past 13 years, the highest Equity to Asset Ratio of TriCo Bancshares was 0.14. The lowest was 0.10. And the median was 0.12.
TCBK's Equity-to-Asset is ranked better than 83.17% of 1521
companies
in the Banks industry
Industry Median: 0.1
vs TCBK: 0.14
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
TriCo Bancshares Equity-to-Asset Related Terms
TriCo Bancshares Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for TriCo Bancshares's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, TriCo Bancshares's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TriCo Bancshares Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, TriCo Bancshares's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where TriCo Bancshares's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
TriCo Bancshares's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TriCo Bancshares (TCBK) has a Equity-to-Asset of 0.14 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on TriCo Bancshares and its competitors. This is 17% above median its historical median of 0.12. Over the past decade, TriCo Bancshares' Equity-to-Asset has ranged from 0.10 to 0.14. According to the industry distribution chart, TriCo Bancshares ranks #256 out of 1521 companies in the Banks industry, placing it in the top 16.8%.
Is TriCo Bancshares' Equity-to-Asset too high?
TriCo Bancshares' current Equity-to-Asset of 0.14 is 17% above median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. TriCo Bancshares' value of 0.14 is 40% above this industry median. Based on the distribution chart, TriCo Bancshares ranks #256 out of 1521 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, TriCo Bancshares has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does TriCo Bancshares' Equity-to-Asset compare to TFIN and BY?
According to the Banks industry distribution chart, TriCo Bancshares ranks #256 out of 1521 companies for Equity-to-Asset. This places TriCo Bancshares in the top 17% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. TriCo Bancshares' value of 0.14 is 40% above this benchmark. Historically, TriCo Bancshares' own Equity-to-Asset has ranged from 0.10 to 0.14 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, TriCo Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TriCo Bancshares's current Equity-to-Asset of 0.14 is 40% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on TriCo Bancshares and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TriCo Bancshares's current Equity-to-Asset is 0.14, which is 17% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TriCo Bancshares stock overvalued right now?
Based on GuruFocus' analysis, TriCo Bancshares (TCBK) is currently considered Fairly Valued. The stock's GF Value™ is $48.74, compared to a current price of $53.38 — trading 9.5% above its estimated fair value. The current Equity-to-Asset is 0.14, which is 17% above median its 10-year median of 0.12 and 40% above the Banks industry median of 0.10. TriCo Bancshares' overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For TriCo Bancshares (TCBK), the current Equity-to-Asset is 0.14 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TriCo Bancshares (TCBK) Overvalued in 2026?
Based on GuruFocus' analysis, TriCo Bancshares stock appears to be overvalued.
The current stock price of $53.38 is trading 9.5% above its estimated GF Value™ of $48.74.
GuruFocus considers TriCo Bancshares to be Fairly Valued.
Key valuation signals for TCBK:
Equity-to-Asset: 0.14 (17% above median its 10-year median of 0.12)
GF Value™: $48.74 vs. price of $53.38 (9.5% above fair value)
Industry Position: 40% above the Banks median (#256 of 1521)
No single metric tells the full story. See the TCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TriCo Bancshares is a California corporation organized to act as a bank holding company for Tri Counties Bank. The Bank is a California-chartered bank that is engaged in the general commercial and retail banking business in California counties. The Bank provides a breadth of personal, small business, and commercial financial services, including accepting demand, savings and time deposits and making small business, commercial, real estate, and consumer loans, as well as a range of treasury management services and other customary banking services including safe deposit boxes at some branches. The company's primary source of revenue is the net interest income.
67GF Score
Get the complete analysis for TCBK
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TCBK has been successfully added to your 
