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TriCo BancsharesTCBK +1.24%67 FCF Yield % is 7.35 as of Aug. 04, 2026, which is 12% below its 10-year median of 8.31. GuruFocus rates TCBK with a GF Score™ of 67/100 and a GF Value™ of $46.51 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,501 Banks companies, TriCo Bancshares ranks worse than 52.17% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
TriCo Bancshares FCF Yield % Related Terms
TriCo Bancshares FCF Yield % Historical Data
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The historical data trend for TriCo Bancshares's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, TriCo Bancshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TriCo Bancshares FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, TriCo Bancshares's FCF Yield % distribution charts can be found below:
* The bar in red indicates where TriCo Bancshares's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TriCo Bancshares (TCBK) has a FCF Yield % of 7.35 as of Aug. 04, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on TriCo Bancshares and its competitors. This is 12% below median its historical median of 8.31. Over the past decade, TriCo Bancshares' FCF Yield % has ranged from 4.34 to 18.16. According to the industry distribution chart, TriCo Bancshares ranks #783 out of 1501 companies in the Banks industry, placing it in the top 52.2%.
Is TriCo Bancshares' FCF Yield % too high?
TriCo Bancshares' current FCF Yield % of 7.35 is 12% below median its 10-year median of 8.31. Over the past 10 years, this metric has ranged from a low of 4.34 to a high of 18.16. The Banks industry median FCF Yield % is 7.94. TriCo Bancshares' value of 7.35 is 7.4% below this industry median. Based on the distribution chart, TriCo Bancshares ranks #783 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, TriCo Bancshares has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TriCo Bancshares' FCF Yield % compare to STBA and TFIN?
According to the Banks industry distribution chart, TriCo Bancshares ranks #783 out of 1501 companies for FCF Yield %. This places TriCo Bancshares in the lower half of its industry. The industry median FCF Yield % is 7.94. TriCo Bancshares' value of 7.35 is 7.4% below this benchmark. Historically, TriCo Bancshares' own FCF Yield % has ranged from 4.34 to 18.16 over the past decade. While the company's 10-year median is 8.31 vs. the industry median of 7.94, TriCo Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.94, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TriCo Bancshares's current FCF Yield % of 7.35 is 7.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on TriCo Bancshares and its competitors. For the Banks industry, the median FCF Yield % is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TriCo Bancshares's current FCF Yield % is 7.35, which is 12% below median its own 10-year median of 8.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TriCo Bancshares stock overvalued right now?
Based on GuruFocus' analysis, TriCo Bancshares (TCBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $46.51, compared to a current price of $58.79 — trading 26.4% above its estimated fair value. The current FCF Yield % is 7.35, which is 12% below median its 10-year median of 8.31 and 7.4% below the Banks industry median of 7.94. TriCo Bancshares' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For TriCo Bancshares (TCBK), the current FCF Yield % is 7.35 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TriCo Bancshares (TCBK) Overvalued in 2026?
Based on GuruFocus' analysis, TriCo Bancshares stock appears to be overvalued.
The current stock price of $58.79 is trading 26.4% above its estimated GF Value™ of $46.51.
GuruFocus considers TriCo Bancshares to be Modestly Overvalued.
Key valuation signals for TCBK:
FCF Yield %: 7.35 (12% below median its 10-year median of 8.31)
GF Value™: $46.51 vs. price of $58.79 (26.4% above fair value)
Industry Position: 7.4% below the Banks median (#783 of 1501)
No single metric tells the full story. See the TCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TriCo Bancshares is a California corporation organized to act as a bank holding company for Tri Counties Bank. The Bank is a California-chartered bank that is engaged in the general commercial and retail banking business in California counties. The Bank provides a breadth of personal, small business, and commercial financial services, including accepting demand, savings and time deposits and making small business, commercial, real estate, and consumer loans, as well as a range of treasury management services and other customary banking services including safe deposit boxes at some branches. The company's primary source of revenue is the net interest income.
67GF Score
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