TCBK (TriCo Bancshares) Dividend Payout Ratio: 0.35 (As of Mar. 2026) — 13% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TCBK TriCo Bancshares TCBK
67 GF Score
Price $58.79
GF Value $46.51
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is TriCo Bancshares Dividend Payout Ratio?

TriCo Bancshares TCBK +1.24% 67 Dividend Payout Ratio is 0.35 as of Mar. 2026, which is 13% above its 10-year median of 0.31. GuruFocus rates TCBK with a GF Score™ of 67/100 and a GF Value™ of $46.51 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,171 Banks companies, TriCo Bancshares ranks worse than 53.71% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. TriCo Bancshares's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.35.

The historical rank and industry rank for TriCo Bancshares's Dividend Payout Ratio or its related term are showing as below:

TCBK' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.25   Med: 0.31   Max: 0.41
Current: 0.35

During the past 13 years, the highest Dividend Payout Ratio of TriCo Bancshares was 0.41. The lowest was 0.25. And the median was 0.31.

TCBK's Dividend Payout Ratio is ranked worse than
53.71% of 1171 companies
in the Banks industry
Industry Median: 0.32 vs TCBK: 0.35

As of today (2026-08-04), the Dividend Yield % of TriCo Bancshares is 2.45%.

During the past 13 years, the highest Trailing Annual Dividend Yield of TriCo Bancshares was 3.91%. The lowest was 1.49%. And the median was 2.27%.

TriCo Bancshares's Dividends per Share for the months ended in Mar. 2026 was $0.36.

During the past 12 months, TriCo Bancshares's average Dividends Per Share Growth Rate was 6.80% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 7.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 9.50% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 10.50% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of TriCo Bancshares was 36.10% per year. The lowest was -11.50% per year. And the median was 9.90% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

TriCo Bancshares (NAS:TCBK) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

TriCo Bancshares Dividend Payout Ratio Related Terms

TriCo Bancshares Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for TriCo Bancshares's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TriCo Bancshares Dividend Payout Ratio Chart

TriCo Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.25 0.28 0.34 0.39 0.38

TriCo Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.40 0.35 0.36 0.35 0.34

TCBK vs STBA, TFIN, RBCAA: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, TriCo Bancshares's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

TriCo Bancshares Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, TriCo Bancshares's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where TriCo Bancshares's Dividend Payout Ratio falls into.


TCBK
67GF Score
TriCo Bancshares TCBK
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TriCo Bancshares Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

TriCo Bancshares's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1.38/ 3.679
=0.38

TriCo Bancshares's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.36/ 1.031
=0.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.35 mean?
TriCo Bancshares (TCBK) has a Dividend Payout Ratio of 0.35 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on TriCo Bancshares and its competitors. This is 13% above median its historical median of 0.31. Over the past decade, TriCo Bancshares' Dividend Payout Ratio has ranged from 0.25 to 0.41. According to the industry distribution chart, TriCo Bancshares ranks #629 out of 1171 companies in the Banks industry, placing it in the top 53.7%.
Is TriCo Bancshares' Dividend Payout Ratio too high?
TriCo Bancshares' current Dividend Payout Ratio of 0.35 is 13% above median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 0.41. The Banks industry median Dividend Payout Ratio is 0.32. TriCo Bancshares' value of 0.35 is 9.4% above this industry median. Based on the distribution chart, TriCo Bancshares ranks #629 out of 1171 companies in the Banks industry, which is below the industry midpoint. Overall, TriCo Bancshares has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TriCo Bancshares' Dividend Payout Ratio compare to STBA and TFIN?
According to the Banks industry distribution chart, TriCo Bancshares ranks #629 out of 1171 companies for Dividend Payout Ratio. This places TriCo Bancshares in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. TriCo Bancshares' value of 0.35 is 9.4% above this benchmark. Historically, TriCo Bancshares' own Dividend Payout Ratio has ranged from 0.25 to 0.41 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 0.32, TriCo Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TriCo Bancshares's current Dividend Payout Ratio of 0.35 is 9.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on TriCo Bancshares and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TriCo Bancshares's current Dividend Payout Ratio is 0.35, which is 13% above median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TriCo Bancshares stock overvalued right now?
Based on GuruFocus' analysis, TriCo Bancshares (TCBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $46.51, compared to a current price of $58.79 — trading 26.4% above its estimated fair value. The current Dividend Payout Ratio is 0.35, which is 13% above median its 10-year median of 0.31 and 9.4% above the Banks industry median of 0.32. TriCo Bancshares' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For TriCo Bancshares (TCBK), the current Dividend Payout Ratio is 0.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TriCo Bancshares (TCBK) Overvalued in 2026?

Based on GuruFocus' analysis, TriCo Bancshares stock appears to be overvalued. The current stock price of $58.79 is trading 26.4% above its estimated GF Value™ of $46.51. GuruFocus considers TriCo Bancshares to be Modestly Overvalued.

Key valuation signals for TCBK:

  • Dividend Payout Ratio: 0.35 (13% above median its 10-year median of 0.31)
  • GF Value™: $46.51 vs. price of $58.79 (26.4% above fair value)
  • GF Score™: 67/100 with 6 warning signs
  • Industry Position: 9.4% above the Banks median (#629 of 1171)

No single metric tells the full story. See the TCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

TriCo Bancshares Business Description

Address 63 Constitution Drive, Chico, CA, USA, 95973
TriCo Bancshares is a California corporation organized to act as a bank holding company for Tri Counties Bank. The Bank is a California-chartered bank that is engaged in the general commercial and retail banking business in California counties. The Bank provides a breadth of personal, small business, and commercial financial services, including accepting demand, savings and time deposits and making small business, commercial, real estate, and consumer loans, as well as a range of treasury management services and other customary banking services including safe deposit boxes at some branches. The company's primary source of revenue is the net interest income.
67GF Score

Get the complete analysis for TCBK

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.79
Price
$46.51
GF Value