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TriCo BancsharesTCBK +0.96%67 PEG Ratio is 2.72 as of Aug. 04, 2026, which is 64% above its 10-year median of 1.66. GuruFocus rates TCBK with a GF Score™ of 67/100 and a GF Value™ of $46.51 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,230 Banks companies, TriCo Bancshares ranks worse than 70.08% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for TriCo Bancshares's PEG Ratio or its related term are showing as below:
TCBK'
s PEG Ratio Range Over the Past 10 Years
Min: 0.86 Med: 1.66 Max: 4.1
Current: 2.72
During the past 13 years, TriCo Bancshares's highest PEG Ratio was 4.10. The lowest was 0.86. And the median was 1.66.
TCBK's PEG Ratio is ranked worse than 70.08% of 1230
companies
in the Banks industry
Industry Median: 1.56
vs TCBK: 2.72
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
TriCo Bancshares PEG Ratio Related Terms
TriCo Bancshares PEG Ratio Historical Data
* Premium members only.
The historical data trend for TriCo Bancshares's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, TriCo Bancshares's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TriCo Bancshares PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, TriCo Bancshares's PEG Ratio distribution charts can be found below:
* The bar in red indicates where TriCo Bancshares's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
TriCo Bancshares (TCBK) has a PEG Ratio of 2.72 as of Aug. 04, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on TriCo Bancshares and its competitors. This is 64% above median its historical median of 1.66. Over the past decade, TriCo Bancshares' PEG Ratio has ranged from 0.86 to 4.10. According to the industry distribution chart, TriCo Bancshares ranks #862 out of 1230 companies in the Banks industry, placing it in the top 70.1%.
Is TriCo Bancshares' PEG Ratio too high?
TriCo Bancshares' current PEG Ratio of 2.72 is 64% above median its 10-year median of 1.66. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 4.10. The Banks industry median PEG Ratio is 1.56. TriCo Bancshares' value of 2.72 is 74.4% above this industry median. Based on the distribution chart, TriCo Bancshares ranks #862 out of 1230 companies in the Banks industry, which is below the industry midpoint. Overall, TriCo Bancshares has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TriCo Bancshares' PEG Ratio compare to STBA and TFIN?
According to the Banks industry distribution chart, TriCo Bancshares ranks #862 out of 1230 companies for PEG Ratio. This places TriCo Bancshares in the lower half of its industry. The industry median PEG Ratio is 1.56. TriCo Bancshares' value of 2.72 is 74.4% above this benchmark. Historically, TriCo Bancshares' own PEG Ratio has ranged from 0.86 to 4.10 over the past decade. While the company's 10-year median is 1.66 vs. the industry median of 1.56, TriCo Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TriCo Bancshares's current PEG Ratio of 2.72 is 74.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on TriCo Bancshares and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TriCo Bancshares's current PEG Ratio is 2.72, which is 64% above median its own 10-year median of 1.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TriCo Bancshares stock overvalued right now?
Based on GuruFocus' analysis, TriCo Bancshares (TCBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $46.51, compared to a current price of $58.63 — trading 26.1% above its estimated fair value. The current PEG Ratio is 2.72, which is 64% above median its 10-year median of 1.66 and 74.4% above the Banks industry median of 1.56. TriCo Bancshares' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For TriCo Bancshares (TCBK), the current PEG Ratio is 2.72 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TriCo Bancshares (TCBK) Overvalued in 2026?
Based on GuruFocus' analysis, TriCo Bancshares stock appears to be overvalued.
The current stock price of $58.63 is trading 26.1% above its estimated GF Value™ of $46.51.
GuruFocus considers TriCo Bancshares to be Modestly Overvalued.
Key valuation signals for TCBK:
PEG Ratio: 2.72 (64% above median its 10-year median of 1.66)
GF Value™: $46.51 vs. price of $58.63 (26.1% above fair value)
Industry Position: 74.4% above the Banks median (#862 of 1230)
No single metric tells the full story. See the TCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TriCo Bancshares is a California corporation organized to act as a bank holding company for Tri Counties Bank. The Bank is a California-chartered bank that is engaged in the general commercial and retail banking business in California counties. The Bank provides a breadth of personal, small business, and commercial financial services, including accepting demand, savings and time deposits and making small business, commercial, real estate, and consumer loans, as well as a range of treasury management services and other customary banking services including safe deposit boxes at some branches. The company's primary source of revenue is the net interest income.
67GF Score
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