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TriCo BancsharesTCBK +1.24%67 OCF Yield % is 7.58 as of Aug. 04, 2026, which is 12% below its 10-year median of 8.63. GuruFocus rates TCBK with a GF Score™ of 67/100 and a GF Value™ of $46.51 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,497 Banks companies, TriCo Bancshares ranks worse than 56.25% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
TriCo Bancshares OCF Yield % Related Terms
TriCo Bancshares OCF Yield % Historical Data
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The historical data trend for TriCo Bancshares's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, TriCo Bancshares's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TriCo Bancshares OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, TriCo Bancshares's OCF Yield % distribution charts can be found below:
* The bar in red indicates where TriCo Bancshares's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TriCo Bancshares (TCBK) has a OCF Yield % of 7.58 as of Aug. 04, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on TriCo Bancshares and its competitors. This is 12% below median its historical median of 8.63. Over the past decade, TriCo Bancshares' OCF Yield % has ranged from 5.51 to 18.58. According to the industry distribution chart, TriCo Bancshares ranks #842 out of 1497 companies in the Banks industry, placing it in the top 56.2%.
Is TriCo Bancshares' OCF Yield % too high?
TriCo Bancshares' current OCF Yield % of 7.58 is 12% below median its 10-year median of 8.63. Over the past 10 years, this metric has ranged from a low of 5.51 to a high of 18.58. The Banks industry median OCF Yield % is 8.97. TriCo Bancshares' value of 7.58 is 15.5% below this industry median. Based on the distribution chart, TriCo Bancshares ranks #842 out of 1497 companies in the Banks industry, which is below the industry midpoint. Overall, TriCo Bancshares has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TriCo Bancshares' OCF Yield % compare to STBA and TFIN?
According to the Banks industry distribution chart, TriCo Bancshares ranks #842 out of 1497 companies for OCF Yield %. This places TriCo Bancshares in the lower half of its industry. The industry median OCF Yield % is 8.97. TriCo Bancshares' value of 7.58 is 15.5% below this benchmark. Historically, TriCo Bancshares' own OCF Yield % has ranged from 5.51 to 18.58 over the past decade. While the company's 10-year median is 8.63 vs. the industry median of 8.97, TriCo Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 8.97, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TriCo Bancshares's current OCF Yield % of 7.58 is 15.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on TriCo Bancshares and its competitors. For the Banks industry, the median OCF Yield % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TriCo Bancshares's current OCF Yield % is 7.58, which is 12% below median its own 10-year median of 8.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TriCo Bancshares stock overvalued right now?
Based on GuruFocus' analysis, TriCo Bancshares (TCBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $46.51, compared to a current price of $58.79 — trading 26.4% above its estimated fair value. The current OCF Yield % is 7.58, which is 12% below median its 10-year median of 8.63 and 15.5% below the Banks industry median of 8.97. TriCo Bancshares' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For TriCo Bancshares (TCBK), the current OCF Yield % is 7.58 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TriCo Bancshares (TCBK) Overvalued in 2026?
Based on GuruFocus' analysis, TriCo Bancshares stock appears to be overvalued.
The current stock price of $58.79 is trading 26.4% above its estimated GF Value™ of $46.51.
GuruFocus considers TriCo Bancshares to be Modestly Overvalued.
Key valuation signals for TCBK:
OCF Yield %: 7.58 (12% below median its 10-year median of 8.63)
GF Value™: $46.51 vs. price of $58.79 (26.4% above fair value)
Industry Position: 15.5% below the Banks median (#842 of 1497)
No single metric tells the full story. See the TCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TriCo Bancshares is a California corporation organized to act as a bank holding company for Tri Counties Bank. The Bank is a California-chartered bank that is engaged in the general commercial and retail banking business in California counties. The Bank provides a breadth of personal, small business, and commercial financial services, including accepting demand, savings and time deposits and making small business, commercial, real estate, and consumer loans, as well as a range of treasury management services and other customary banking services including safe deposit boxes at some branches. The company's primary source of revenue is the net interest income.
67GF Score
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