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Upland SoftwareUPLD +0.71%45 Equity-to-Asset is 0.19 as of Mar. 2026, which is 34% below its 10-year median of 0.29. GuruFocus rates UPLD with a GF Score™ of 45/100 and a GF Value™ of $18.66 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 2,891 Software companies, Upland Software ranks worse than 84.78% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Upland Software's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $78.2 Mil. Upland Software's Total Assets for the quarter that ended in Mar. 2026 was $402.7 Mil.
Therefore, Upland Software's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.19.
The historical rank and industry rank for Upland Software's Equity-to-Asset or its related term are showing as below:
UPLD'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.17 Med: 0.29 Max: 0.43
Current: 0.19
During the past 13 years, the highest Equity to Asset Ratio of Upland Software was 0.43. The lowest was 0.17. And the median was 0.29.
UPLD's Equity-to-Asset is ranked worse than 84.78% of 2891
companies
in the Software industry
Industry Median: 0.56
vs UPLD: 0.19
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Upland Software Equity-to-Asset Related Terms
Upland Software Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Upland Software's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UPLD vs KNRX, CXAI, RCT: Equity-to-Asset Comparison
For the Software - Application subindustry, Upland Software's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Upland Software Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Upland Software's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Upland Software's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Upland Software's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Upland Software (UPLD) has a Equity-to-Asset of 0.19 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Upland Software and its competitors. This is 34% below median its historical median of 0.29. Over the past decade, Upland Software's Equity-to-Asset has ranged from 0.17 to 0.43. According to the industry distribution chart, Upland Software ranks #2451 out of 2891 companies in the Software industry, placing it in the top 84.8%.
Is Upland Software's Equity-to-Asset too high?
Upland Software's current Equity-to-Asset of 0.19 is 34% below median its 10-year median of 0.29. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.43. The Software industry median Equity-to-Asset is 0.56. Upland Software's value of 0.19 is 66.1% below this industry median. Based on the distribution chart, Upland Software ranks #2451 out of 2891 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Upland Software has a GF Score™ of 45/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Upland Software's Equity-to-Asset compare to KNRX and CXAI?
According to the Software industry distribution chart, Upland Software ranks #2451 out of 2891 companies for Equity-to-Asset. This places Upland Software in the lower half of its industry. The industry median Equity-to-Asset is 0.56. Upland Software's value of 0.19 is 66.1% below this benchmark. Historically, Upland Software's own Equity-to-Asset has ranged from 0.17 to 0.43 over the past decade. While the company's 10-year median is 0.29 vs. the industry median of 0.56, Upland Software has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,891 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Upland Software's current Equity-to-Asset of 0.19 is 66.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Upland Software and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Upland Software's current Equity-to-Asset is 0.19, which is 34% below median its own 10-year median of 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upland Software stock overvalued right now?
Based on GuruFocus' analysis, Upland Software (UPLD) is currently considered Possible Value Trap. The stock's GF Value™ is $18.66, compared to a current price of $4.98 — trading 73.3% below its estimated fair value. The current Equity-to-Asset is 0.19, which is 34% below median its 10-year median of 0.29 and 66.1% below the Software industry median of 0.56. Upland Software's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Upland Software (UPLD), the current Equity-to-Asset is 0.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Upland Software (UPLD) Overvalued in 2026?
Based on GuruFocus' analysis, Upland Software stock appears to be undervalued.
The current stock price of $4.98 is trading 73.3% below its estimated GF Value™ of $18.66.
GuruFocus considers Upland Software to be Possible Value Trap.
Key valuation signals for UPLD:
Equity-to-Asset: 0.19 (34% below median its 10-year median of 0.29)
GF Value™: $18.66 vs. price of $4.98 (73.3% below fair value)
Industry Position: 66.1% below the Software median (#2451 of 2891)
No single metric tells the full story. See the UPLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Upland Software Inc is a software company. It provides cloud-based software applications in three categories: Knowledge Management that provides solutions designed to help organizations capture, organize, and distribute information to employees and customers. Content Lifecycle and Workflow Automation offers solutions that support document management, compliance, and process efficiency across various industries. Digital Marketing solutions that provides tools for audience engagement, campaign management, and content distribution across digital channels. Geographically, the company has operations in the U.S., United Kingdom and Canada, of which United States derives maximum revenue.
45GF Score
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