Abu Dhabi Islamic Bank (ADX:ADIB) EV-to-FCF: -9.51 (As of Jul. 01, 2026)


ADX:ADIB Abu Dhabi Islamic Bank ADX:ADIB
65 GF Score
Price د.إ20.68
GF Value د.إ19.51
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Abu Dhabi Islamic Bank EV-to-FCF?

Abu Dhabi Islamic Bank ADX:ADIB -0.29% 65 EV-to-FCF is -9.51 as of Jul. 01, 2026. GuruFocus rates ADX:ADIB with a GF Score™ of 65/100 and a GF Value™ of د.إ19.51 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,196 Banks companies, Abu Dhabi Islamic Bank ranks worse than 83611.96% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Abu Dhabi Islamic Bank's Enterprise Value is د.إ40,684 Mil. Abu Dhabi Islamic Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ-4,276 Mil. Therefore, Abu Dhabi Islamic Bank's EV-to-FCF for today is -9.51.

The historical rank and industry rank for Abu Dhabi Islamic Bank's EV-to-FCF or its related term are showing as below:

ADX:ADIB' s EV-to-FCF Range Over the Past 10 Years
Min: -12.08   Med: -0.55   Max: 12.89
Current: -9.77

During the past 13 years, the highest EV-to-FCF of Abu Dhabi Islamic Bank was 12.89. The lowest was -12.08. And the median was -0.55.

ADX:ADIB's EV-to-FCF is ranked worse than
100% of 1196 companies
in the Banks industry
Industry Median: 6.545 vs ADX:ADIB: -9.77

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-01), Abu Dhabi Islamic Bank's stock price is د.إ20.68. Abu Dhabi Islamic Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ1.772. Therefore, Abu Dhabi Islamic Bank's PE Ratio (TTM) for today is 11.67.


Abu Dhabi Islamic Bank  (ADX:ADIB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Abu Dhabi Islamic Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=20.68/1.772
=11.67

Abu Dhabi Islamic Bank's share price for today is د.إ20.68.
Abu Dhabi Islamic Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ1.772.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Abu Dhabi Islamic Bank EV-to-FCF Related Terms


Abu Dhabi Islamic Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Abu Dhabi Islamic Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi Islamic Bank EV-to-FCF Chart

Abu Dhabi Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.67 0.53 -0.22 1.43 3.36

Abu Dhabi Islamic Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.58 2.21 2.40 3.36 -9.45

Abu Dhabi Islamic Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Abu Dhabi Islamic Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi Islamic Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Abu Dhabi Islamic Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Abu Dhabi Islamic Bank's EV-to-FCF falls into.


ADX:ADIB
65GF Score
Abu Dhabi Islamic Bank ADX:ADIB
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abu Dhabi Islamic Bank EV-to-FCF Calculation

Abu Dhabi Islamic Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=40683.674/-4275.987
=-9.51

Abu Dhabi Islamic Bank's current Enterprise Value is د.إ40,684 Mil.
Abu Dhabi Islamic Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ-4,276 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -9.51 mean?
Abu Dhabi Islamic Bank (ADX:ADIB) has a EV-to-FCF of -9.51 as of Jul. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Abu Dhabi Islamic Bank and its competitors. According to the industry distribution chart, Abu Dhabi Islamic Bank ranks #999999 out of 1196 companies in the Banks industry.
Is Abu Dhabi Islamic Bank's EV-to-FCF too high?
Abu Dhabi Islamic Bank's current EV-to-FCF is -9.51. Based on the distribution chart, Abu Dhabi Islamic Bank ranks #999999 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Abu Dhabi Islamic Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi Islamic Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Abu Dhabi Islamic Bank ranks #999999 out of 1196 companies for EV-to-FCF. This places Abu Dhabi Islamic Bank in the lower half of its industry. The industry median EV-to-FCF is 6.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.55, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Abu Dhabi Islamic Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi Islamic Bank's current EV-to-FCF is -9.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi Islamic Bank (ADX:ADIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ19.51, compared to a current price of د.إ20.68 — trading 6% above its estimated fair value. The current EV-to-FCF is -9.51. Abu Dhabi Islamic Bank's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Abu Dhabi Islamic Bank (ADX:ADIB), the current EV-to-FCF is -9.51 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi Islamic Bank (ADX:ADIB) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi Islamic Bank stock appears to be overvalued. The current stock price of د.إ20.68 is trading 6% above its estimated GF Value™ of د.إ19.51. GuruFocus considers Abu Dhabi Islamic Bank to be Fairly Valued.

Key valuation signals for ADX:ADIB:

  • EV-to-FCF: -9.51
  • GF Value™: د.إ19.51 vs. price of د.إ20.68 (6% above fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the ADX:ADIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi Islamic Bank Business Description

Address Sheikh Rashid Bin Saeed Street, Old Airport Road, opposite to Millennium Al Rawdah Hotel, Abu Dhabi, ARE
Abu Dhabi Islamic Bank is a banking corporation based in the United Arab Emirates. The bank is one of the regional Islamic services groups having a presence in countries like United Kingdoms, Iraq, Saudi Arabia, and Qatar and generates its revenues from its foreign operations. The activities of the bank like banking, financing, and investing are the pillars of its business. The banking and financing services comprise regional banking operations such as retail banking and its investing business includes capital market operations. The company conducts its operations through retail banking, which is its main revenue generator, wholesale banking, treasury, and other segments.
65GF Score

Get the complete analysis for ADX:ADIB

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ20.68
Price
د.إ19.51
GF Value