AegonAEGOF 62 EV-to-FCF is 31.16 as of Jun. 27, 2026, which is 163% above its 10-year median of 11.83. GuruFocus rates AEGOF with a GF Score™ of 62/100 and a GF Value™ of $10.87 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 391 Insurance companies, Aegon ranks worse than 88.49% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Aegon's Enterprise Value is $13,978 Mil.
Aegon's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $449 Mil. Therefore, Aegon's EV-to-FCF for today is 31.16.
The historical rank and industry rank for Aegon's EV-to-FCF or its related term are showing as below:
AEGOF'
s EV-to-FCF Range Over the Past 10 Years
Min: -10.05 Med: 11.83 Max: 43.95
Current: 32.39
During the past 13 years, the highest EV-to-FCF of Aegon was 43.95. The lowest was -10.05. And the median was 11.83.
AEGOF's EV-to-FCF is ranked worse than 88.49% of 391
companies
in the Insurance industry
Industry Median: 9.32
vs AEGOF: 32.39
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
As of today (2026-06-27), Aegon's stock price is $8.3892.
Aegon's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.684. Therefore, Aegon's PE Ratio (TTM) for today is 12.26.
Aegon (OTCPK:AEGOF) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Aegon's share price for today is $8.3892.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Aegon's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.684.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Aegon EV-to-FCF Related Terms
Aegon EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Aegon's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Aegon's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aegon EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Aegon's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Aegon's EV-to-FCF falls into.
Aegon's current Enterprise Value is $13,978 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Aegon's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $449 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aegon (AEGOF) has a EV-to-FCF of 31.16 as of Jun. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Aegon and its competitors. This is 163% above median its historical median of 11.83. According to the industry distribution chart, Aegon ranks #346 out of 391 companies in the Insurance industry, placing it in the top 88.5%.
Is Aegon's EV-to-FCF too high?
Aegon's current EV-to-FCF of 31.16 is 163% above median its 10-year median of 11.83. The Insurance industry median EV-to-FCF is 9.32. Aegon's value of 31.16 is 234.3% above this industry median. Based on the distribution chart, Aegon ranks #346 out of 391 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Aegon has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aegon's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Aegon ranks #346 out of 391 companies for EV-to-FCF. This places Aegon in the lower half of its industry. The industry median EV-to-FCF is 9.32. Aegon's value of 31.16 is 234.3% above this benchmark. While the company's 10-year median is 11.83 vs. the industry median of 9.32, Aegon has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aegon's current EV-to-FCF of 31.16 is 234.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Aegon and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aegon's current EV-to-FCF is 31.16, which is 163% above median its own 10-year median of 11.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aegon stock overvalued right now?
Based on GuruFocus' analysis, Aegon (AEGOF) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.87, compared to a current price of $8.39 — trading 22.8% below its estimated fair value. The current EV-to-FCF is 31.16, which is 163% above median its 10-year median of 11.83 and 234.3% above the Insurance industry median of 9.32. Aegon's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Aegon (AEGOF), the current EV-to-FCF is 31.16 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aegon (AEGOF) Overvalued in 2026?
Based on GuruFocus' analysis, Aegon stock appears to be undervalued.
The current stock price of $8.39 is trading 22.8% below its estimated GF Value™ of $10.87.
GuruFocus considers Aegon to be Modestly Undervalued.
Key valuation signals for AEGOF:
EV-to-FCF: 31.16 (163% above median its 10-year median of 11.83)
GF Value™: $10.87 vs. price of $8.39 (22.8% below fair value)
Industry Position: 234.3% above the Insurance median (#346 of 391)
No single metric tells the full story. See the AEGOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aegon is a life insurance and long-term savings business listed in the Netherlands. It was listed on the Amsterdam Stock Exchange in the 1980s and now has mature operations in the United States, the United Kingdom, and four growth markets of Brazil, China, Portugal, and Spain. In recent years, Aegon has been moving through an extensive transformation program during which management has sought to divest noncore operations and improve the risk profile of the business. Financial assets are the parts of the company that are now being run off. Aegon is looking to cycle out of capital-consumptive and volatile earnings products and recycle capital into capital-light and more predictable strategic businesses.
62GF Score
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