AMBZ (American Business Bank) EV-to-FCF: (As of Jul. 31, 2026)

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AMBZ American Business Bank AMBZ
64 GF Score
Price $72.90
GF Value $55.94
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is American Business Bank EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, American Business Bank's Enterprise Value is $431.0 Mil. American Business Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $0.0 Mil. Therefore, American Business Bank's EV-to-FCF for today is .

The historical rank and industry rank for American Business Bank's EV-to-FCF or its related term are showing as below:

AMBZ' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 6.18
Current: 6.18

During the past 13 years, the highest EV-to-FCF of American Business Bank was 6.18. The lowest was 0.00. And the median was 0.00.

AMBZ's EV-to-FCF is ranked better than
53.32% of 1191 companies
in the Banks industry
Industry Median: 7.24 vs AMBZ: 6.18

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-31), American Business Bank's stock price is $72.90. American Business Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $6.670. Therefore, American Business Bank's PE Ratio (TTM) for today is 10.93.


American Business Bank  (OTCPK:AMBZ) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

American Business Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=72.90/6.670
=10.93

American Business Bank's share price for today is $72.90.
American Business Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $6.670.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


American Business Bank EV-to-FCF Related Terms


American Business Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for American Business Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Business Bank EV-to-FCF Chart

American Business Bank Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.02 7.36 5.90 5.33 4.72

American Business Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 4.72 0.00 0.00

AMBZ vs AROW, BHB, RRBI: EV-to-FCF Comparison

For the Banks - Regional subindustry, American Business Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Business Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, American Business Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where American Business Bank's EV-to-FCF falls into.


AMBZ
64GF Score
American Business Bank AMBZ
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

American Business Bank EV-to-FCF Calculation

American Business Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=431.040/0
=

American Business Bank's current Enterprise Value is $431.0 Mil.
American Business Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is American Business Bank (AMBZ) Overvalued in 2026?

Based on GuruFocus' analysis, American Business Bank stock appears to be overvalued. The current stock price of $72.90 is trading 30.3% above its estimated GF Value™ of $55.94. GuruFocus considers American Business Bank to be Modestly Overvalued.

Key valuation signals for AMBZ:

  • EV-to-FCF:
  • GF Value™: $55.94 vs. price of $72.90 (30.3% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the AMBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American Business Bank Business Description

Address 400 S. Hope Street, Suite 300, Los Angeles, CA, USA, 90071
American Business Bank is a California-chartered bank mainly engaged in the business of serving the banking needs of small and medium-sized companies, non-profits, along with the personal needs of business executives and professionals in Southern California. Its revenues are derived principally from interest on loans and investments and other fees.
64GF Score

Get the complete analysis for AMBZ

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.90
Price
$55.94
GF Value