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American Business BankAMBZ 64 PS Ratio is 3.97 as of Jul. 31, 2026, which is 30% above its 10-year median of 3.05. GuruFocus rates AMBZ with a GF Score™ of 64/100 and a GF Value™ of $55.94 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,516 Banks companies, American Business Bank ranks worse than 70.45% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, American Business Bank's share price is $72.90.
American Business Bank's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was $18.34. Hence, American Business Bank's PS Ratio for today is 3.97.
Warning Sign:
American Business Bank stock PS Ratio (=3.97) is close to 5-year high of 4.22.
The historical rank and industry rank for American Business Bank's PS Ratio or its related term are showing as below:
AMBZ'
s PS Ratio Range Over the Past 10 Years
Min: 1.75 Med: 3.05 Max: 14.44
Current: 3.97
During the past 13 years, American Business Bank's highest PS Ratio was 14.44. The lowest was 1.75. And the median was 3.05.
AMBZ's PS Ratio is ranked worse than 70.45% of 1516
companies
in the Banks industry
Industry Median: 3.065
vs AMBZ: 3.97
American Business Bank has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of American Business Bank was 18.50% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 5.60% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 7.70% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 22.10% per year.
During the past 13 years, American Business Bank's highest 3-Year average Revenue per Share Growth Rate was 51.50% per year. The lowest was 4.10% per year. And the median was 15.20% per year.
American Business Bank (OTCPK:AMBZ) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, American Business Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Business Bank PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, American Business Bank's PS Ratio distribution charts can be found below:
* The bar in red indicates where American Business Bank's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
American Business Bank's Share Price of today is $72.90. American Business Bank's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $18.34.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
American Business Bank (AMBZ) has a PS Ratio of 3.97 as of Jul. 31, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on American Business Bank and its competitors. This is 30% above median its historical median of 3.05. Over the past decade, American Business Bank's PS Ratio has ranged from 1.75 to 14.44. According to the industry distribution chart, American Business Bank ranks #1068 out of 1516 companies in the Banks industry, placing it in the top 70.4%.
Is American Business Bank's PS Ratio too high?
American Business Bank's current PS Ratio of 3.97 is 30% above median its 10-year median of 3.05. Over the past 10 years, this metric has ranged from a low of 1.75 to a high of 14.44. The Banks industry median PS Ratio is 3.07. American Business Bank's value of 3.97 is 29.5% above this industry median. Based on the distribution chart, American Business Bank ranks #1068 out of 1516 companies in the Banks industry, which is below the industry midpoint. Overall, American Business Bank has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does American Business Bank's PS Ratio compare to AROW and BHB?
According to the Banks industry distribution chart, American Business Bank ranks #1068 out of 1516 companies for PS Ratio. This places American Business Bank in the lower half of its industry. The industry median PS Ratio is 3.07. American Business Bank's value of 3.97 is 29.5% above this benchmark. Historically, American Business Bank's own PS Ratio has ranged from 1.75 to 14.44 over the past decade. While the company's 10-year median is 3.05 vs. the industry median of 3.07, American Business Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.07, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Business Bank's current PS Ratio of 3.97 is 29.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on American Business Bank and its competitors. For the Banks industry, the median PS Ratio is 3.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Business Bank's current PS Ratio is 3.97, which is 30% above median its own 10-year median of 3.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Business Bank stock overvalued right now?
Based on GuruFocus' analysis, American Business Bank (AMBZ) is currently considered Modestly Overvalued. The stock's GF Value™ is $55.94, compared to a current price of $72.90 — trading 30.3% above its estimated fair value. The current PS Ratio is 3.97, which is 30% above median its 10-year median of 3.05 and 29.5% above the Banks industry median of 3.07. American Business Bank's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For American Business Bank (AMBZ), the current PS Ratio is 3.97 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Business Bank (AMBZ) Overvalued in 2026?
Based on GuruFocus' analysis, American Business Bank stock appears to be overvalued.
The current stock price of $72.90 is trading 30.3% above its estimated GF Value™ of $55.94.
GuruFocus considers American Business Bank to be Modestly Overvalued.
Key valuation signals for AMBZ:
PS Ratio: 3.97 (30% above median its 10-year median of 3.05)
GF Value™: $55.94 vs. price of $72.90 (30.3% above fair value)
Industry Position: 29.5% above the Banks median (#1068 of 1516)
No single metric tells the full story. See the AMBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Business Bank is a California-chartered bank mainly engaged in the business of serving the banking needs of small and medium-sized companies, non-profits, along with the personal needs of business executives and professionals in Southern California. Its revenues are derived principally from interest on loans and investments and other fees.
64GF Score
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