AMBZ (American Business Bank) Long-Term Debt: $0.0 Mil (As of Jun. 2026)

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AMBZ American Business Bank AMBZ
64 GF Score
Price $72.90
GF Value $55.95
Valuation Modestly Overvalued
! 4 Warning Signs
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What is American Business Bank Long-Term Debt?

American Business Bank AMBZ 64 Long-Term Debt is $0.0 Mil as of Jun. 2026. GuruFocus rates AMBZ with a GF Score™ of 64/100 and a GF Value™ of $55.95 (Modestly Overvalued). The stock has 4 warning signs investors should review.

American Business Bank's Long-Term Debt for the quarter that ended in Jun. 2026 was $0.0 Mil.

American Business Bank's annual Long-Term Debt declined from Dec. 2023 ($55.0 Mil) to Dec. 2024 ($0.0 Mil) but then stayed the same from Dec. 2024 ($0.0 Mil) to Dec. 2025 ($0.0 Mil).

American Business Bank  (OTCPK:AMBZ) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

American Business Bank Long-Term Debt Related Terms

American Business Bank Long-Term Debt Historical Data

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The historical data trend for American Business Bank's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Business Bank Long-Term Debt Chart

American Business Bank Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 155.00 55.00 0.00 0.00

American Business Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
AMBZ
64GF Score
American Business Bank AMBZ
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $0.0 Mil mean?
American Business Bank (AMBZ) has a Long-Term Debt of $0.0 Mil as of Jun. 2026.
Is American Business Bank's Long-Term Debt too high?
American Business Bank's current Long-Term Debt is $0.0 Mil. Overall, American Business Bank has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does American Business Bank's Long-Term Debt compare to AROW and BHB?
American Business Bank's Long-Term Debt of $0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. American Business Bank's current Long-Term Debt is $0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Business Bank stock overvalued right now?
Based on GuruFocus' analysis, American Business Bank (AMBZ) is currently considered Modestly Overvalued. The stock's GF Value™ is $55.95, compared to a current price of $72.90 — trading 30.3% above its estimated fair value. The current Long-Term Debt is $0.0 Mil. American Business Bank's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For American Business Bank (AMBZ), the current Long-Term Debt is $0.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Business Bank (AMBZ) Overvalued in 2026?

Based on GuruFocus' analysis, American Business Bank stock appears to be overvalued. The current stock price of $72.90 is trading 30.3% above its estimated GF Value™ of $55.95. GuruFocus considers American Business Bank to be Modestly Overvalued.

Key valuation signals for AMBZ:

  • Long-Term Debt: $0.0 Mil
  • GF Value™: $55.95 vs. price of $72.90 (30.3% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the AMBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Business Bank Business Description

Address 400 S. Hope Street, Suite 300, Los Angeles, CA, USA, 90071
American Business Bank is a California-chartered bank mainly engaged in the business of serving the banking needs of small and medium-sized companies, non-profits, along with the personal needs of business executives and professionals in Southern California. Its revenues are derived principally from interest on loans and investments and other fees.
64GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.90
Price
$55.95
GF Value