AMBZ (American Business Bank) ROE % Adjusted to Book Value: 10.16% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AMBZ American Business Bank AMBZ
64 GF Score
Price $72.90
GF Value $55.95
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is American Business Bank ROE % Adjusted to Book Value?

American Business Bank AMBZ 64 ROE % Adjusted to Book Value is 10.16% as of Jun. 2026. GuruFocus rates AMBZ with a GF Score™ of 64/100 and a GF Value™ of $55.95 (Modestly Overvalued). The stock has 4 warning signs investors should review.

American Business Bank's ROE % for the quarter that ended in Jun. 2026 was 15.14%. American Business Bank's PB Ratio for the quarter that ended in Jun. 2026 was 1.49. American Business Bank's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 was 10.16%.


American Business Bank ROE % Adjusted to Book Value Related Terms


American Business Bank ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for American Business Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Business Bank ROE % Adjusted to Book Value Chart

American Business Bank Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.90 13.01 14.88 11.45 10.11

American Business Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.80 12.13 10.51 10.16 10.16

AMBZ vs AROW, BHB, RRBI: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, American Business Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Business Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, American Business Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where American Business Bank's ROE % Adjusted to Book Value falls into.


AMBZ
64GF Score
American Business Bank AMBZ
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

American Business Bank ROE % Adjusted to Book Value Calculation

American Business Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.15% / 1.40
=10.11%

American Business Bank's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.14% / 1.49
=10.16%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.16% mean?
American Business Bank (AMBZ) has a ROE % Adjusted to Book Value of 10.16% as of Jun. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on American Business Bank and its competitors.
Is American Business Bank's ROE % Adjusted to Book Value too high?
American Business Bank's current ROE % Adjusted to Book Value is 10.16%. Overall, American Business Bank has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does American Business Bank's ROE % Adjusted to Book Value compare to AROW and BHB?
American Business Bank's ROE % Adjusted to Book Value of 10.16% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on American Business Bank and its competitors. American Business Bank's current ROE % Adjusted to Book Value is 10.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Business Bank stock overvalued right now?
Based on GuruFocus' analysis, American Business Bank (AMBZ) is currently considered Modestly Overvalued. The stock's GF Value™ is $55.95, compared to a current price of $72.90 — trading 30.3% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.16%. American Business Bank's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For American Business Bank (AMBZ), the current ROE % Adjusted to Book Value is 10.16% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Business Bank (AMBZ) Overvalued in 2026?

Based on GuruFocus' analysis, American Business Bank stock appears to be overvalued. The current stock price of $72.90 is trading 30.3% above its estimated GF Value™ of $55.95. GuruFocus considers American Business Bank to be Modestly Overvalued.

Key valuation signals for AMBZ:

  • ROE % Adjusted to Book Value: 10.16%
  • GF Value™: $55.95 vs. price of $72.90 (30.3% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the AMBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American Business Bank Business Description

Address 400 S. Hope Street, Suite 300, Los Angeles, CA, USA, 90071
American Business Bank is a California-chartered bank mainly engaged in the business of serving the banking needs of small and medium-sized companies, non-profits, along with the personal needs of business executives and professionals in Southern California. Its revenues are derived principally from interest on loans and investments and other fees.
64GF Score

Get the complete analysis for AMBZ

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.90
Price
$55.95
GF Value