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American Business BankAMBZ 64 Dividend Payout Ratio is 0.17 as of Jun. 2026, which is at its 10-year median of 0.17. GuruFocus rates AMBZ with a GF Score™ of 64/100 and a GF Value™ of $55.95 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,173 Banks companies, American Business Bank ranks better than 86.19% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. American Business Bank's Dividend Payout Ratio for the
months ended in Jun. 2026 was 0.17.
The historical rank and industry rank for American Business Bank's Dividend Payout Ratio or its related term are showing as below:
AMBZ'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.16 Med: 0.17 Max: 0.17
Current: 0.16
During the past 13 years, the highest Dividend Payout Ratio of American Business Bank was 0.17. The lowest was 0.16. And the median was 0.17.
AMBZ's Dividend Payout Ratio is ranked better than 86.19% of 1173
companies
in the Banks industry
Industry Median: 0.32
vs AMBZ: 0.16
During the past 13 years, the highest Trailing Annual Dividend Yield of American Business Bank was 1.57%. The lowest was 0.58%. And the median was 1.32%.
American Business Bank (OTCPK:AMBZ) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
American Business Bank Dividend Payout Ratio Related Terms
American Business Bank Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for American Business Bank's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Business Bank Dividend Payout Ratio Chart
AMBZ vs AROW, BHB, RRBI: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, American Business Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Business Bank Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, American Business Bank's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where American Business Bank's Dividend Payout Ratio falls into.
American Business Bank Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
American Business Bank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Business Bank (AMBZ) has a Dividend Payout Ratio of 0.17 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on American Business Bank and its competitors. This is near median its historical median of 0.17. Over the past decade, American Business Bank's Dividend Payout Ratio has ranged from 0.16 to 0.17. According to the industry distribution chart, American Business Bank ranks #162 out of 1173 companies in the Banks industry, placing it in the top 13.8%.
Is American Business Bank's Dividend Payout Ratio too high?
American Business Bank's current Dividend Payout Ratio of 0.17 is near median its 10-year median of 0.17. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 0.17. The Banks industry median Dividend Payout Ratio is 0.32. American Business Bank's value of 0.17 is 46.9% below this industry median. Based on the distribution chart, American Business Bank ranks #162 out of 1173 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, American Business Bank has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does American Business Bank's Dividend Payout Ratio compare to AROW and BHB?
According to the Banks industry distribution chart, American Business Bank ranks #162 out of 1173 companies for Dividend Payout Ratio. This places American Business Bank in the top 14% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. American Business Bank's value of 0.17 is 46.9% below this benchmark. Historically, American Business Bank's own Dividend Payout Ratio has ranged from 0.16 to 0.17 over the past decade. While the company's 10-year median is 0.17 vs. the industry median of 0.32, American Business Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Business Bank's current Dividend Payout Ratio of 0.17 is 46.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on American Business Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Business Bank's current Dividend Payout Ratio is 0.17, which is near median its own 10-year median of 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Business Bank stock overvalued right now?
Based on GuruFocus' analysis, American Business Bank (AMBZ) is currently considered Modestly Overvalued. The stock's GF Value™ is $55.95, compared to a current price of $72.90 — trading 30.3% above its estimated fair value. The current Dividend Payout Ratio is 0.17, which is near median its 10-year median of 0.17 and 46.9% below the Banks industry median of 0.32. American Business Bank's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For American Business Bank (AMBZ), the current Dividend Payout Ratio is 0.17 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Business Bank (AMBZ) Overvalued in 2026?
Based on GuruFocus' analysis, American Business Bank stock appears to be overvalued.
The current stock price of $72.90 is trading 30.3% above its estimated GF Value™ of $55.95.
GuruFocus considers American Business Bank to be Modestly Overvalued.
Key valuation signals for AMBZ:
Dividend Payout Ratio: 0.17 (near median its 10-year median of 0.17)
GF Value™: $55.95 vs. price of $72.90 (30.3% above fair value)
Industry Position: 46.9% below the Banks median (#162 of 1173)
No single metric tells the full story. See the AMBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Business Bank is a California-chartered bank mainly engaged in the business of serving the banking needs of small and medium-sized companies, non-profits, along with the personal needs of business executives and professionals in Southern California. Its revenues are derived principally from interest on loans and investments and other fees.
64GF Score
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