AMBZ (American Business Bank) Shareholder Yield % : 1.51% (As of Jun. 2026) — 19% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AMBZ American Business Bank AMBZ
64 GF Score
Price $72.90
GF Value $55.95
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is American Business Bank Shareholder Yield %?

American Business Bank AMBZ 64 Shareholder Yield % is 1.51% as of Jun. 2026, which is 19% above its 10-year median of 1.27. GuruFocus rates AMBZ with a GF Score™ of 64/100 and a GF Value™ of $55.95 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,501 Banks companies, American Business Bank ranks better than 50.03% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, American Business Bank's Shareholder Yield % was 1.51%.


American Business Bank  (OTCPK:AMBZ) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


American Business Bank Shareholder Yield % Related Terms


American Business Bank Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for American Business Bank's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Business Bank Shareholder Yield % Chart

American Business Bank Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.13 -39.13 17.65 4.06

American Business Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.17 1.37 4.06 1.48 1.51

AMBZ vs AROW, BHB, RRBI: Shareholder Yield % Comparison

For the Banks - Regional subindustry, American Business Bank's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Business Bank Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, American Business Bank's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where American Business Bank's Shareholder Yield % falls into.


AMBZ
64GF Score
American Business Bank AMBZ
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

American Business Bank Shareholder Yield % Calculation

American Business Bank's Shareholder Yield % for the quarter that ended in Jun. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=1.51 %+0.00 %+0 %
=1.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 1.51% mean?
American Business Bank (AMBZ) has a Shareholder Yield % of 1.51% as of Jun. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on American Business Bank and its competitors. This is 19% above median its historical median of 1.27. According to the industry distribution chart, American Business Bank ranks #750 out of 1501 companies in the Banks industry, placing it in the top 50%.
Is American Business Bank's Shareholder Yield % too high?
American Business Bank's current Shareholder Yield % of 1.51% is 19% above median its 10-year median of 1.27. The Banks industry median Shareholder Yield % is 1.51. American Business Bank's value of 1.51% is 0% at this industry median. Based on the distribution chart, American Business Bank ranks #750 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, American Business Bank has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does American Business Bank's Shareholder Yield % compare to AROW and BHB?
According to the Banks industry distribution chart, American Business Bank ranks #750 out of 1501 companies for Shareholder Yield %. This puts American Business Bank in the upper half of its industry. The industry median Shareholder Yield % is 1.51. American Business Bank's value of 1.51% is 0% at this benchmark. While the company's 10-year median is 1.27 vs. the industry median of 1.51, American Business Bank has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.51, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Business Bank's current Shareholder Yield % of 1.51% is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on American Business Bank and its competitors. For the Banks industry, the median Shareholder Yield % is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Business Bank's current Shareholder Yield % is 1.51%, which is 19% above median its own 10-year median of 1.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Business Bank stock overvalued right now?
Based on GuruFocus' analysis, American Business Bank (AMBZ) is currently considered Modestly Overvalued. The stock's GF Value™ is $55.95, compared to a current price of $72.90 — trading 30.3% above its estimated fair value. The current Shareholder Yield % is 1.51%, which is 19% above median its 10-year median of 1.27 and 0% at the Banks industry median of 1.51. American Business Bank's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For American Business Bank (AMBZ), the current Shareholder Yield % is 1.51% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Business Bank (AMBZ) Overvalued in 2026?

Based on GuruFocus' analysis, American Business Bank stock appears to be overvalued. The current stock price of $72.90 is trading 30.3% above its estimated GF Value™ of $55.95. GuruFocus considers American Business Bank to be Modestly Overvalued.

Key valuation signals for AMBZ:

  • Shareholder Yield %: 1.51% (19% above median its 10-year median of 1.27)
  • GF Value™: $55.95 vs. price of $72.90 (30.3% above fair value)
  • GF Score™: 64/100 with 4 warning signs
  • Industry Position: 0% at the Banks median (#750 of 1501)

No single metric tells the full story. See the AMBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American Business Bank Business Description

Address 400 S. Hope Street, Suite 300, Los Angeles, CA, USA, 90071
American Business Bank is a California-chartered bank mainly engaged in the business of serving the banking needs of small and medium-sized companies, non-profits, along with the personal needs of business executives and professionals in Southern California. Its revenues are derived principally from interest on loans and investments and other fees.
64GF Score

Get the complete analysis for AMBZ

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.90
Price
$55.95
GF Value