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American Business BankAMBZ 64 Dividend Yield % is 1.51% as of Jul. 31, 2026, which is 14% above its 10-year median of 1.32. GuruFocus rates AMBZ with a GF Score™ of 64/100 and a GF Value™ of $55.95 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,251 Banks companies, American Business Bank ranks worse than 84.89% on this metric.
As of today (2026-07-31), the Trailing Annual Dividend Yield of American Business Bank is 1.51%.
Good Sign:
American Business Bank stock Dividend Yield % is close to 2-year high.
The historical rank and industry rank for American Business Bank's Dividend Yield % or its related term are showing as below:
AMBZ'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.58 Med: 1.32 Max: 1.57
Current: 1.51
During the past 13 years, the highest Dividend Yield of American Business Bank was 1.57%. The lowest was 0.58%. And the median was 1.32%.
AMBZ's Dividend Yield % is ranked worse than 84.89% of 1251
companies
in the Banks industry
Industry Median: 2.99
vs AMBZ: 1.51
American Business Bank (OTCPK:AMBZ) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
American Business Bank Dividend Yield % Related Terms
American Business Bank Dividend Yield % Historical Data
* Premium members only.
The historical data trend for American Business Bank's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMBZ vs AROW, BHB, RRBI: Dividend Yield % Comparison
For the Banks - Regional subindustry, American Business Bank's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Business Bank Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, American Business Bank's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where American Business Bank's Dividend Yield % falls into.
American Business Bank Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
American Business Bank Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.300000
2026-05-07
2026-05-07
2026-06-16
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.300000
2026-02-26
2026-02-26
2026-03-18
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.250000
2025-11-10
2025-11-10
2025-12-16
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.250000
2025-08-07
2025-08-07
2025-09-17
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Business Bank (AMBZ) has a Dividend Yield % of 1.51% as of Jul. 31, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on American Business Bank and its competitors. This is 14% above median its historical median of 1.32. Over the past decade, American Business Bank's Dividend Yield % has ranged from 0.58 to 1.57. According to the industry distribution chart, American Business Bank ranks #1062 out of 1251 companies in the Banks industry, placing it in the top 84.9%.
Is American Business Bank's Dividend Yield % too high?
American Business Bank's current Dividend Yield % of 1.51% is 14% above median its 10-year median of 1.32. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 1.57. The Banks industry median Dividend Yield % is 2.99. American Business Bank's value of 1.51% is 49.5% below this industry median. Based on the distribution chart, American Business Bank ranks #1062 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, American Business Bank has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does American Business Bank's Dividend Yield % compare to AROW and BHB?
According to the Banks industry distribution chart, American Business Bank ranks #1062 out of 1251 companies for Dividend Yield %. This places American Business Bank in the lower half of its industry. The industry median Dividend Yield % is 2.99. American Business Bank's value of 1.51% is 49.5% below this benchmark. Historically, American Business Bank's own Dividend Yield % has ranged from 0.58 to 1.57 over the past decade. While the company's 10-year median is 1.32 vs. the industry median of 2.99, American Business Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.99, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Business Bank's current Dividend Yield % of 1.51% is 49.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on American Business Bank and its competitors. For the Banks industry, the median Dividend Yield % is 2.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Business Bank's current Dividend Yield % is 1.51%, which is 14% above median its own 10-year median of 1.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Business Bank stock overvalued right now?
Based on GuruFocus' analysis, American Business Bank (AMBZ) is currently considered Modestly Overvalued. The stock's GF Value™ is $55.95, compared to a current price of $72.90 — trading 30.3% above its estimated fair value. The current Dividend Yield % is 1.51%, which is 14% above median its 10-year median of 1.32 and 49.5% below the Banks industry median of 2.99. American Business Bank's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For American Business Bank (AMBZ), the current Dividend Yield % is 1.51% as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Business Bank (AMBZ) Overvalued in 2026?
Based on GuruFocus' analysis, American Business Bank stock appears to be overvalued.
The current stock price of $72.90 is trading 30.3% above its estimated GF Value™ of $55.95.
GuruFocus considers American Business Bank to be Modestly Overvalued.
Key valuation signals for AMBZ:
Dividend Yield %: 1.51% (14% above median its 10-year median of 1.32)
GF Value™: $55.95 vs. price of $72.90 (30.3% above fair value)
Industry Position: 49.5% below the Banks median (#1062 of 1251)
No single metric tells the full story. See the AMBZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Business Bank is a California-chartered bank mainly engaged in the business of serving the banking needs of small and medium-sized companies, non-profits, along with the personal needs of business executives and professionals in Southern California. Its revenues are derived principally from interest on loans and investments and other fees.
64GF Score
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