Nobleoak LifeASX:NOL 53 EV-to-FCF is 0.98 as of Jun. 30, 2026, which is 8% below its 10-year median of 1.06. GuruFocus rates ASX:NOL with a GF Score™ of 53/100 and a GF Value™ of A$1.76 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 396 Insurance companies, Nobleoak Life ranks better than 92.68% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Nobleoak Life's Enterprise Value is A$48.6 Mil.
Nobleoak Life's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was A$49.8 Mil. Therefore, Nobleoak Life's EV-to-FCF for today is 0.98.
The historical rank and industry rank for Nobleoak Life's EV-to-FCF or its related term are showing as below:
ASX:NOL'
s EV-to-FCF Range Over the Past 10 Years
Min: 0.44 Med: 1.06 Max: 6.83
Current: 0.97
During the past 4 years, the highest EV-to-FCF of Nobleoak Life was 6.83. The lowest was 0.44. And the median was 1.06.
ASX:NOL's EV-to-FCF is ranked better than 92.68% of 396
companies
in the Insurance industry
Industry Median: 9.305
vs ASX:NOL: 0.97
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Nobleoak Life's PE Ratio (TTM) for today is calculated as:
Nobleoak Life's share price for today is A$1.19.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Nobleoak Life's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.051.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Nobleoak Life EV-to-FCF Related Terms
Nobleoak Life EV-to-FCF Historical Data
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The historical data trend for Nobleoak Life's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Nobleoak Life's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nobleoak Life EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Nobleoak Life's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Nobleoak Life's EV-to-FCF falls into.
Nobleoak Life's current Enterprise Value is A$48.6 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Nobleoak Life's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was A$49.8 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nobleoak Life (ASX:NOL) has a EV-to-FCF of 0.98 as of Jun. 30, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nobleoak Life and its competitors. This is near median its historical median of 1.06. Over the past decade, Nobleoak Life's EV-to-FCF has ranged from 0.44 to 6.83. According to the industry distribution chart, Nobleoak Life ranks #29 out of 396 companies in the Insurance industry, placing it in the top 7.3%.
Is Nobleoak Life's EV-to-FCF too high?
Nobleoak Life's current EV-to-FCF of 0.98 is near median its 10-year median of 1.06. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 6.83. The Insurance industry median EV-to-FCF is 9.31. Nobleoak Life's value of 0.98 is 89.5% below this industry median. Based on the distribution chart, Nobleoak Life ranks #29 out of 396 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Nobleoak Life has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nobleoak Life's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, Nobleoak Life ranks #29 out of 396 companies for EV-to-FCF. This places Nobleoak Life in the top 7% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.31. Nobleoak Life's value of 0.98 is 89.5% below this benchmark. Historically, Nobleoak Life's own EV-to-FCF has ranged from 0.44 to 6.83 over the past decade. While the company's 10-year median is 1.06 vs. the industry median of 9.31, Nobleoak Life has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.31, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nobleoak Life's current EV-to-FCF of 0.98 is 89.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nobleoak Life and its competitors. For the Insurance industry, the median EV-to-FCF is 9.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nobleoak Life's current EV-to-FCF is 0.98, which is near median its own 10-year median of 1.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nobleoak Life stock overvalued right now?
Based on GuruFocus' analysis, Nobleoak Life (ASX:NOL) is currently considered Significantly Undervalued. The stock's GF Value™ is A$1.76, compared to a current price of A$1.19 — trading 32.4% below its estimated fair value. The current EV-to-FCF is 0.98, which is near median its 10-year median of 1.06 and 89.5% below the Insurance industry median of 9.31. Nobleoak Life's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Nobleoak Life (ASX:NOL), the current EV-to-FCF is 0.98 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nobleoak Life (ASX:NOL) Overvalued in 2026?
Based on GuruFocus' analysis, Nobleoak Life stock appears to be undervalued.
The current stock price of A$1.19 is trading 32.4% below its estimated GF Value™ of A$1.76.
GuruFocus considers Nobleoak Life to be Significantly Undervalued.
Key valuation signals for ASX:NOL:
EV-to-FCF: 0.98 (near median its 10-year median of 1.06)
GF Value™: A$1.76 vs. price of A$1.19 (32.4% below fair value)
Industry Position: 89.5% below the Insurance median (#29 of 396)
No single metric tells the full story. See the ASX:NOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nobleoak Life Ltd is involved in the manufacture and distribution of Life Insurance products (including death, total and permanent disability, trauma, income protection and business expenses insurance) through both its Direct and Strategic Partner (Advised) channels. The company's segments include Direct Business, Strategic Partnerships, and Genus. It generates maximum revenue from the Direct segment.
53GF Score
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