BBBK (Baker Boyer Bancorp) EV-to-FCF: (As of Aug. 03, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BBBK Baker Boyer Bancorp BBBK
64 GF Score
Price $42.99
GF Value $45.28
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Baker Boyer Bancorp EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Baker Boyer Bancorp's Enterprise Value is $-26.86 Mil. Baker Boyer Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00 Mil. Therefore, Baker Boyer Bancorp's EV-to-FCF for today is .

The historical rank and industry rank for Baker Boyer Bancorp's EV-to-FCF or its related term are showing as below:

BBBK' s EV-to-FCF Range Over the Past 10 Years
Min: -4.16   Med: 0   Max: 0
Current: -4.16

BBBK's EV-to-FCF is ranked better than
95.66% of 1199 companies
in the Banks industry
Industry Median: 7.18 vs BBBK: -4.16

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-03), Baker Boyer Bancorp's stock price is $42.99. Baker Boyer Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $2.865. Therefore, Baker Boyer Bancorp's PE Ratio (TTM) for today is 15.01.


Baker Boyer Bancorp  (OTCPK:BBBK) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Baker Boyer Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=42.99/2.865
=15.01

Baker Boyer Bancorp's share price for today is $42.99.
Baker Boyer Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.865.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Baker Boyer Bancorp EV-to-FCF Related Terms


Baker Boyer Bancorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Baker Boyer Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Baker Boyer Bancorp EV-to-FCF Chart

Baker Boyer Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -6.30 9.51 7.41 1.36 -8.30

Baker Boyer Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 -8.30 0.00 0.00

BBBK vs CIBH, NIDB, INFT: EV-to-FCF Comparison

For the Banks - Regional subindustry, Baker Boyer Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Baker Boyer Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Baker Boyer Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Baker Boyer Bancorp's EV-to-FCF falls into.


BBBK
64GF Score
Baker Boyer Bancorp BBBK
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Baker Boyer Bancorp EV-to-FCF Calculation

Baker Boyer Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-26.864/0
=

Baker Boyer Bancorp's current Enterprise Value is $-26.86 Mil.
Baker Boyer Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Baker Boyer Bancorp (BBBK) Overvalued in 2026?

Based on GuruFocus' analysis, Baker Boyer Bancorp stock appears to be undervalued. The current stock price of $42.99 is trading 5.1% below its estimated GF Value™ of $45.28. GuruFocus considers Baker Boyer Bancorp to be Fairly Valued.

Key valuation signals for BBBK:

  • EV-to-FCF:
  • GF Value™: $45.28 vs. price of $42.99 (5.1% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the BBBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Baker Boyer Bancorp Business Description

Address 7 West Main Street, P.O. Box 2175, Walla Walla, WA, USA, 99362
Baker Boyer Bancorp and its wholly-owned subsidiary provide banking services predominantly to the greater Walla Walla, Columbia Valley, and Yakima area of south eastern Washington and north eastern Oregon. The company offers its services to individuals, small businesses, and the agricultural industry. The primary sources of revenue for the company are loans, investment securities, and wealth management services.
64GF Score

Get the complete analysis for BBBK

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.99
Price
$45.28
GF Value